22523 Arbor Stream Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 22523 Arbor Stream Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,460 sqft · built 2000
Lot Size	0.229 acres (9,957 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jan 2020)
Tax Bill	$11,754 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R232611`

Property Details

APN / Parcel Number

Primary APN	`R232611`
Alternative APN	`2259-01-001-0600-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,460 sqft Living Area
Gross Area	4,142 sqft
1st Floor Area	3,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,957 sqft (0.229 acres)
Lot Dimensions	122 ft deep x 81.2 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Open Porch
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22523 ARBOR STREAM DR
City	KATY
State	TX
Zip	77450-8237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH CINCO FOREST SEC 1, BLOCK 1, LOT 60
Legal Subdivision	CINCO RANCH CINCO FOREST SEC 1
Legal Block	1
Legal Lot Number	60
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2029
Census Tract	673008

Owner

Source: Fort Bend County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22523 ARBOR STREAM DR, KATY, TX 77450-8237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF HOUSTON
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF HOUSTON
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 27, 2020	Warranty Deed, Transfer FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	May 9, 2001 · Amount on Record
Deed Document Number	20209369
Prior Transfer Date	Jan 8, 2016
Prior Transfer Doc	0006028864
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22523 ARBOR STREAM DR, KATY, TX 77450-8237
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062745
Date	May 5, 2022
Instrument	2022062745

Lender

Name	FIRST COMMUNITY CU OF HOUSTON
Type	Credit Union
Address	HOUSTON, TX 77095

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22523 ARBOR STREAM DR, KATY, TX 77450-8237
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062748
Date	May 5, 2022
Instrument	2022062748

Lender

Name	FIRST COMMUNITY CU OF HOUSTON
Type	Credit Union
Address	HOUSTON, TX 77095

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	22523 ARBOR STREAM DR, KATY, TX 77450-8237
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071321
Date	May 3, 2021
Instrument	2021071321

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jan 27, 2020
Property Address	22523 ARBOR STREAM DR, KATY, TX 77450-8237
Document Number	0000009369
Instrument Date	Jan 24, 2020
Instrument	9369
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22523 ARBOR STREAM DR KATY TX 774508237, KATY, TX 77450-8237

Mortgage

Document Number	9370
Date	Jan 27, 2020
Instrument	9370

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,754.00 (+4.97%) Homeowner's exemption	$702,329 (+1%) Land $149,500 Building $553,011	$702,511 (+2.19%) Land $149,500 Building $553,011
2024	$11,198.00 (+8.33%) Homeowner's exemption	$638,481 (+1%) Land $149,500 Building $537,954	$687,454 (+5.47%) Land $149,500 Building $537,954
2023	$10,337.00 (+31.92%) Homeowner's exemption	$580,437 Land $115,000 Building $536,777	$651,777 Land $115,000 Building $536,777
2018	$7,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 in force
Nearby Flood Claims	7 (2017)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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