217 View Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 217 View Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,831 sqft
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Sep 2017)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0017`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0017`
Alternative APNs	`104529` `141829` `71992`

Interior

Stories	1 Story
Building Area	1,831 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	71992
Street Address	217 VIEW POINT DR
City	RICHMOND
State	KY
Zip	40475-8228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 17
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	17
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

217 View Point Dr is owned and occupied by an individual who bought it in September 2017.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	217 VIEW POINT DR, RICHMOND, KY 40475-8228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 29, 2017	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2013965558
Deed Book / Page	D00750 / 741
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	217 VIEW POINT DR, RICHMOND, KY 40475-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01971/394
Date	Aug 25, 2020
Book Page	M01971/394
Instrument	2014018756

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2040

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 29, 2017
Property Address	217 VIEW POINT DR, RICHMOND, KY 40475-8228
Document Number	D00750/741
Book / Page	D00750 / 741
Map Reference	MB17 PG74
Instrument Date	Sep 29, 2017
Instrument	2013965558
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CAPE FLATTERY CT, 10, IRMO, SC 29063-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	217 VIEW POINT DR, RICHMOND, KY 40475-8228

Mortgage

Document Number	2013965559
Date	Sep 29, 2017
Instrument	2013965559

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 217 View Point Dr was $2,365 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 Homeowner's exemption	$300,000	$300,000
2023	$1,926.00 Homeowner's exemption	$245,000	$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 View Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 View Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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