225 School St, Putnam, CT 06260 Property Records

Putnam Town property record for 225 School St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,514 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jul 2023)
Tax Bill	$5,808 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:012 B:030 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:012 B:030 L:00`
Alternative APNs	`PUTN M:012 L:094 U:000` `661`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,514 sqft Living Area
Gross Area	4,931 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	661
Street Address	225 SCHOOL ST
City	PUTNAM
State	CT
Zip	06260-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Lot Number	94
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1031
Census Tract	903102

Owner

225 School St is owned and occupied by an individual who bought it in July 2023.

Source: Putnam Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	225 SCHOOL ST, PUTNAM, CT 06260-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jul 31, 2023	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Aug 14, 2017	Deed of Trust, Mortgage FIRST GUARANTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	2023963
Deed Book / Page	858 / 400
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	225 SCHOOL ST, PUTNAM, CT 06260-1621
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000865-639
Date	Sep 12, 2024
Book Page	865/639
Instrument	1263

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jul 31, 2023
Property Address	225 SCHOOL ST, PUTNAM, CT 06260-1621
Document Number	000858-400
Book / Page	858 / 400
Instrument Date	Jul 28, 2023
Instrument	963
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SCHOOL ST, PUTNAM, CT 06260-1621

Mortgage

Document Number	0000000964
Date	Jul 31, 2023
Instrument	964

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	225 SCHOOL ST, PUTNAM, CT 06260-1621
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000809-247
Date	Aug 14, 2017
Book Page	809/247

Lender

Name	FIRST GUARANTY MTG

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 225 School St was $5,808.

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,808.00	$229,100 Land $24,100 Building $205,000	$160,370 Land $16,870 Building $143,500
2024	$5,808.00 (+38.32%)
2023	$4,199.00 (+3.58%)	$132,100 (-) Land $18,700 Building $113,400
2022	$4,054.00	$132,100 Land $18,700 Building $113,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 School St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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