Putnam Town property record for 197 School St, Putnam, CT 06260
| Property Type | Commercial Building, Warehouse, Showroom |
|---|---|
| Details | 5 bd · 5 ba · 4,700 sqft · built 1958 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Jan 2025) |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:012 B:046 L:00 |
| Primary APN | M:012 B:046 L:00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 7 Units |
| Stories | 2 Stories |
| Building Area | 4,700 sqft Total Area |
| Gross Area | 5,310 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 925 |
|---|---|
| Street Address | 197 SCHOOL ST |
| City | PUTNAM |
| State | CT |
| Zip | 06260-1655 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Building, Warehouse, Showroom |
| Local Zoning Code | R-7 |
| Legal Lot Number | 134 |
| Jurisdiction | PUTNAM CT |
| Township / Civil Division | PUTNAM |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 903102 |
Source: Putnam Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 75 SPRAGUE HILL RD, CHEPACHET, RI 02814-1803 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 3, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST REHAB LENDING |
| Aug 22, 2023 | Warranty Deed, Transfer · Commercial Mortgage STEEL PATH LENDING |
| Mar 28, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTREVILLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 202511 |
| Deed Book / Page | 867 / 679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM CT |
| Recording Date | Jan 3, 2025 |
| Property Address | 197 SCHOOL ST, PUTNAM, CT 06260-1655 |
| Document Number | 000867-679 |
| Book / Page | 867 / 679 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 11 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 SPRAGUE HILL RD, CHEPACHET, RI 02814-1803 |
| Document Number | 0000000012 |
|---|---|
| Date | Jan 3, 2025 |
| Instrument | 12 |
| Name | FIRST REHAB LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM CT |
| Recording Date | Aug 22, 2023 |
| Property Address | 197 SCHOOL ST, PUTNAM, CT 06260-1655 |
| Document Number | 000858-752 |
| Book / Page | 858 / 752 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 1077 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 CHURCH ST # A, A, PUTNAM, CT 06260-1866 |
| Document Number | 0000001078 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 1078 |
| Name | STEEL PATH LENDING |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 197 SCHOOL ST, PUTNAM, CT 06260-1655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000849-625 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 849/625 |
| Instrument | 478 |
| Name | CENTREVILLE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
Source: Putnam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Putnam Town |
| Unified School District | Putnam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,855.00 | $191,500 (+41.02%) Land $43,200 Building $148,300 | $134,050 Land $30,240 Building $103,810 |
| 2024 | $4,855.00 (+12.46%) | ||
| 2023 | $4,317.00 (+3.57%) | $135,800 (-) Land $41,600 Building $94,200 | |
| 2022 | $4,168.00 | $135,800 Land $41,600 Building $94,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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