245 School St, Putnam, CT 06260 Property Records

Putnam Town property record for 245 School St, Putnam, CT 06260

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3 bd · 2 ba · 2,684 sqft · built 1898
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Dec 2017)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PUTN M:012 L:070 U:000`

Property Details

APN / Parcel Number

Primary APN	`PUTN M:012 L:070 U:000`
Alternative APN	`3261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,684 sqft Total Area
Gross Area	6,570 sqft
Basement Area	1,113 sqft
Unfinished Basement	1,113 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3261
Street Address	245 SCHOOL ST
City	PUTNAM
State	CT
Zip	06260-1621
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	R-7
Legal Lot Number	70
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1031
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 SCHOOL ST, PUTNAM, CT 06260-1621
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage BAY COLONY DEV
Dec 6, 2017	Quit Claim Deed, Transfer FREEDOM NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Apr 7, 2005 · Amount on Record
Deed Book / Page	817 / 12
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	245 SCHOOL ST, PUTNAM, CT 06260-1621
Document Number	833-1137
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LADDS LN DAYVILLE CT 062412243, DAYVILLE, CT 06241-2243

Mortgage

Document Number	833-1137
Date	Aug 12, 2020
Book Page	000833/001137
Instrument	1033

Lender

Name	BAY COLONY DEV
Type	Construction/Development Company

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 11, 2040

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM CT
Recording Date	Dec 6, 2017
Property Address	245 SCHOOL ST, PUTNAM, CT 06260-1621
Document Number	817-12
Book / Page	817 / 12
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.68
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8170014
Date	Dec 6, 2017
Instrument	00817/0014

Lender

Name	FREEDOM NATIONAL BANK
Type	Seller

Agreement

Amount	Amount Recorded
Term	228 Months
Due	Dec 6, 2036

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,977.00	$156,900 (+12.31%) Land $46,500 Building $110,400	$109,830 Land $32,550 Building $77,280
2024	$3,977.00 (-10.45%)
2023	$4,441.00 (+3.59%)	$139,700 (-) Land $45,700 Building $94,000
2022	$4,287.00	$139,700 Land $45,700 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School St

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