203 School St, Putnam, CT 06260 Property Records

Putnam Town property record for 203 School St, Putnam, CT 06260

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,887 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$367,150 (Jun 2026)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:012 B:045 L:01`

Property Details

APN / Parcel Number

Primary APN	`M:012 B:045 L:01`
Alternative APNs	`PUTN M:012 L:122 U:000` `924`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,887 sqft Living Area
Gross Area	3,064 sqft
Basement Area	1,180 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	924
Street Address	203 SCHOOL ST
City	PUTNAM
State	CT
Zip	06260-1653
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-7
Legal Lot Number	122
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1033
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 SCHOOL ST, PUTNAM, CT 06260-1653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL LENDER LLC
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BANKERS
Jul 17, 2024	Warranty Deed, Construction Loan · Stand-Alone First Mortgage COMMERCIAL LENDER LLC
Aug 22, 2023	Warranty Deed, Transfer · Commercial Mortgage STEEL PATH LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Book / Page	878 / 55
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	203 SCHOOL ST, PUTNAM, CT 06260-1653
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000869-703
Date	Apr 11, 2025
Book Page	869/703
Instrument	565

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jun 3, 2026
Property Address	203 SCHOOL ST, PUTNAM, CT 06260-1653
Document Number	0000878-55
Book / Page	878 / 55
Instrument Date	May 22, 2026
Instrument	20261039
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SCHOOL ST, PUTNAM, CT 06260-1653

Mortgage

Date	Jun 3, 2026

Lender

Name	BANKERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jul 17, 2024
Property Address	203 SCHOOL ST, PUTNAM, CT 06260-1653
Document Number	000864-629
Book / Page	864 / 629
Instrument Date	May 2, 2024
Instrument	1016
Transaction Type	Construction Loan
Record Updated	Aug 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001017
Date	Jul 17, 2024
Instrument	1017

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Aug 22, 2023
Property Address	203 SCHOOL ST, PUTNAM, CT 06260-1653
Document Number	000858-778
Book / Page	858 / 778
Instrument Date	Aug 4, 2023
Instrument	1080
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CHURCH ST # A, A, PUTNAM, CT 06260-1866

Mortgage

Document Number	0000000001
Date	Aug 22, 2023
Instrument	1

Lender

Name	STEEL PATH LENDING

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00	$164,100 (+63.61%) Land $20,200 Building $143,900	$114,870 Land $14,140 Building $100,730
2024	$4,160.00 (+30.45%)
2023	$3,189.00 (+3.61%)	$100,300 (-) Land $16,300 Building $84,000
2022	$3,078.00	$100,300 Land $16,300 Building $84,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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