225 Ramsey Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 225 Ramsey Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 925 sqft · built 1956
Lot Size	0.56 acres (24,398 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23S-62-0102`

Property Details

APN / Parcel Number

Primary APN	`23S-62-0102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,398 sqft (0.56 acres)
Lot Dimensions	165 ft deep x 101 ft wide
Terrain	Above Road/Slope

Exterior Amenities

Deck Area	216 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 RAMSEY LN
City	BALLWIN
State	MO
Zip	63021-4968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	BALLWIN HILLS SECTION 6 AMENDED LOT 24
Legal Subdivision	BALLWIN HILLS SECTION 6 AMENDED
Legal Lot Number	24
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1011
Census Tract	217923

Owner

225 Ramsey Ln is owned and occupied by two individuals.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 RAMSEY LN, BALLWIN, MO 63021-4968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	225 RAMSEY LN, BALLWIN, MO 63021-4968
Document Number	0236701898
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 RAMSEY LN BALLWIN MO 630214968, BALLWIN, MO 63021-4968

Mortgage

Document Number	0236701898
Date	Aug 26, 2019
Book Page	023670/001898
Instrument	388

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 225 Ramsey Ln was $2,968, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,360 (-) Land $28,160 Building $18,200	$244,000 (-) Land $148,200 Building $95,800
2025	$2,968.00 (+0.07%)	$46,360 Land $28,160 Building $18,200	$244,000 Land $148,200 Building $95,800
2024	$2,966.00 (+0.07%)
2023	$2,964.00 (+14.53%)	$42,260 (+22.14%) Land $23,470 Building $18,790	$222,400 Land $123,500 Building $98,900
2022	$2,588.00	$34,600 Land $23,470 Building $11,130
2021			$182,100 Land $123,500 Building $58,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Ramsey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Ramsey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20