St. Louis County property record for 224 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1956 |
| Lot Size | 0.503 acres (21,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,970 (Jan 2012) |
| Tax Bill | $3,072 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-62-0146 |
| Primary APN | 23S-62-0146 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,225 sqft |
| 1st Floor Area | 925 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 21,928 sqft (0.503 acres) |
| Lot Dimensions | 92 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 80 sqft |
|---|---|
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 224 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 6 AMENDED LOT 17 |
| Legal Subdivision | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
224 Ramsey Ln is owned and occupied by two individuals who bought it in January 2012.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| May 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Mar 3, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2012 · Amount on File |
| Deed Sale | Jan 9, 2012 · Amount on File |
| Deed Document Number | 2012458 |
| Deed Book / Page | 19811 / 1786 |
| Prior Transfer Date | Aug 15, 2007 |
| Prior Transfer Doc | 0176520383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 23, 2026 |
| Property Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0000000327 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0000000327, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026327 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 285 Months |
| Due | Apr 1, 2050 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 2025091200582 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025091200582 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 2022050900111 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022050900111 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 224 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0240100856 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 RAMSEY LN BALLWIN MO 630214948, BALLWIN, MO 63021-4948 |
| Document Number | 0240100856 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 024010/000856 |
| Instrument | 88 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 224 Ramsey Ln was $3,072, up 5.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,670 (-) Land $26,750 Building $17,920 | $235,100 (-) Land $140,800 Building $94,300 | |
| 2025 | $3,072.00 (+5.31%) | $44,670 Land $26,750 Building $17,920 | $235,100 Land $140,800 Building $94,300 |
| 2024 | $2,917.00 (+0.07%) | ||
| 2023 | $2,915.00 (+15.17%) | $41,560 (+22.81%) Land $22,290 Building $19,270 | $218,700 Land $117,300 Building $101,400 |
| 2022 | $2,531.00 | $33,840 Land $22,290 Building $11,550 | |
| 2021 | $178,100 Land $117,300 Building $60,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 224 Ramsey Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Ramsey Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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