St. Louis County property record for 220 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1956 |
| Lot Size | 0.468 acres (20,399 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Jan 2021) |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-62-0245 |
| Primary APN | 23S-62-0245 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 20,399 sqft (0.468 acres) |
| Lot Dimensions | 120 ft deep x 120 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 6 AMENDED LOT 15 |
| Legal Subdivision | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jan 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2007 |
| Deed Document Number | 2021465 |
| Deed Book / Page | 24620 / 4036 |
| Prior Transfer Date | Jan 21, 2005 |
| Prior Transfer Doc | 0163282272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 220 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 220 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Investor | Possibly a Property Investor |
| Document Number | 2023042500299 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023042500299 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 28, 2021 |
| Property Address | 220 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0246204036 |
| Book / Page | 24620 / 4036 |
| Map Reference | MB 77 PG 4 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021012800465 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | TRUE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 681 GREENHOLME CT, 681, FENTON, MO 63026-3428 |
| Name | Verified Name |
|---|---|
| Address | 220 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Investor | Possibly a Property Investor |
| Document Number | 2021012800466 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021012800466 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,760 (-) Land $25,880 Building $17,880 | $230,300 (-) Land $136,200 Building $94,100 | |
| 2025 | $3,010.00 (+4.41%) | $43,760 (+6.58%) Land $25,880 Building $17,880 | $230,300 (+6.57%) Land $136,200 Building $94,100 |
| 2024 | $2,883.00 (+0.1%) | ||
| 2023 | $2,880.00 (+16.6%) | $41,060 (+24.31%) Land $21,570 Building $19,490 | $216,100 (+24.34%) Land $113,500 Building $102,600 |
| 2022 | $2,470.00 | $33,030 Land $21,570 Building $11,460 | |
| 2021 | $173,800 Land $113,500 Building $60,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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