St. Louis County property record for 228 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1956 |
| Lot Size | 0.697 acres (30,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $281,500 (Mar 2024) |
| Tax Bill | $2,959 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-6-2-005-8 |
| Primary APN | 23S-6-2-005-8 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 30,401 sqft (0.697 acres) |
| Lot Dimensions | 190 ft deep x 160 ft wide |
| Terrain | Below Road/Slope |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Deck Area | 48 sqft |
| Patio Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Poultry House | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-1 |
| Legal Description | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Subdivision | BALLWIN HILLS SECTION 6 AMENDED |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 217923 |
Source: St. Louis County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 228 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Warranty Deed, Transfer F&B ACQUISITION |
| Aug 6, 2020 | Deed of Trust, Mortgage F&B ACQUISITION |
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 2024032000620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2020 |
| Property Address | 228 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0242563666 |
| Book / Page | 024256 / 003666 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 1210 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2020 |
| Title Company | PINNACLE TITLE AGENCY, PINNACLE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 RAMSEY LN BALLWIN MO 630214948, BALLWIN, MO 63021-4948 |
| Document Number | 242563669 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 024256/003669 |
| Instrument | 1211 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 228 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 0242563669 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | PINNACLE TITLE AGENCY, PINNACLE TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 228 RAMSEY LN BALLWIN MO 630214948, BALLWIN, MO 63021-4948 |
| Document Number | 0242563669 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 024256/003669 |
| Instrument | 1211 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 20, 2020 |
| Property Address | 228 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 09999999126 |
| Book / Page | 99999 / 99126 |
| Map Reference | MB 77 PG 4 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2020082001210 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 MARY PAT CT, 117, SAINT CHARLES, MO 63303-5702 |
| Name | Verified Name |
|---|---|
| Address | 228 RAMSEY LN, BALLWIN, MO 63021-4948 |
| Document Number | 2020082001211 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020082001211 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: St. Louis County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,560 (+15.18%) Land $29,430 Building $19,130 | $255,600 (+15.19%) Land $154,900 Building $100,700 | |
| 2024 | $2,959.00 (+0.07%) | ||
| 2023 | $2,957.00 (+9.68%) | $42,160 (+16.98%) Land $24,530 Building $17,630 | $221,900 (+16.97%) Land $129,100 Building $92,800 |
| 2022 | $2,696.00 | $36,040 Land $24,530 Building $11,510 | |
| 2021 | $189,700 Land $129,100 Building $60,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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