Bay County property record for 225 Olive Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,066 sqft · built 1934 |
| Lot Size | 0.482 acres (20,995 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Aug 2026) |
| Tax Bill | $1,687 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24087-000-000 |
| Primary APN | 24087-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,995 sqft (0.482 acres) |
| Lot Dimensions | 140 ft deep x 150 ft wide |
| Garage Area | 850 sqft |
| Driveway | Driveway |
| Driveway Area | 1,116 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 225 OLIVE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | KEITHS BAY HARBOR ADD LOTS 3,4,5 BLK 4 ORB 214 P 669 ORB 4360 P 983 MAP 118C3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | KEITHS BAY HARBOR ADD |
| Legal Block | 4 |
| Legal Lot Number | 3,4,5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1800 |
Source: Bay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2340 CINCINNATI AVE, PANAMA CITY, FL 32405-1711 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer BLUE MARLIN TITLE CORPORATION, BLUE MARLIN TITLE |
| Aug 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 14, 2026 | Warranty Deed, Transfer BLUE TITLE LLC, BLUE MARLIN TITLE GROUP, LLC |
| Feb 5, 2021 | Correction Deed SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on Record |
| Deed Sale | Aug 14, 2026 · Amount on Record |
| Prior Sale | Aug 14, 2026 · Amount on Record |
| Deed Document Number | 202650259 |
| Deed Book / Page | 5068 / 542 |
| Prior Transfer Date | Oct 18, 2012 |
| Prior Transfer Doc | 0034530202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 225 OLIVE AVE, PANAMA CITY, FL 32401-6140 |
| Document Number | 0000050258 |
| Book / Page | 5068 / 540 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202650258 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | BLUE MARLIN TITLE CORPORATION, BLUE MARLIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,745.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2340 CINCINNATI AVE, PANAMA CITY, FL 32405-1711 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 225 OLIVE AVE, PANAMA CITY, FL 32401-6140 |
| Document Number | 0000050259 |
| Book / Page | 5068 / 542 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202650259 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,745.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2340 CINCINNATI AVE, PANAMA CITY, FL 32405-1711 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 225 OLIVE AVE, PANAMA CITY, FL 32401-6140 |
| Document Number | 0000050257 |
| Book / Page | 5068 / 538 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202650257 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | BLUE TITLE LLC, BLUE MARLIN TITLE GROUP, LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $24,745.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 2340 CINCINNATI AVE, PANAMA CITY, FL 32405-1711 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 225 OLIVE AVE, PANAMA CITY, FL 32401-6140 |
| Document Number | 0043600983 |
| Book / Page | 4360 / 983 |
| Instrument Date | Sep 7, 2012 |
| Instrument | 2021008667 |
| Record Updated | Dec 23, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1700 RHODE ISLAND AVE, 1700, LYNN HAVEN, FL 32444-4162 |
| Name | Verified Name |
|---|---|
| Address | 237 ELM AVE, PANAMA CITY, FL 32401-4879 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,687.00 (+7.52%) | $66,684 (-38.48%) | $129,288 (+19.28%) Land $57,330 Building $71,958 |
| 2024 | $1,569.00 (+12.31%) | ||
| 2023 | $1,397.00 (+41.68%) | $108,388 (+116.34%) Land $39,249 Building $69,139 | $108,388 (+116.34%) Land $39,249 Building $69,139 |
| 2022 | $986.00 | $50,101 Land $32,340 Building $17,761 | $50,101 Land $32,340 Building $17,761 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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