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207 Olive Ave, Panama City, FL 32401 Property Records

Bay County property record for 207 Olive Ave, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 340 sqft · built 2005
Lot Size0.321 acres (13,983 sqft)
OwnerCompany Name on Record
Last Sale$49,600 (Mar 2018)
Tax Bill$784 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24097-000-000

Property Details

APN / Parcel Number

Primary APN24097-000-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area340 sqft Heated Area
1st Floor Area340 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,983 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
PorchPorch
Porch Area210 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemRadiant

Location & Zoning

Street Address207 OLIVE AVE
CityPANAMA CITY
StateFL
Zip32401-6139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionKEITHS BAY HARBOR ADD LOTS 2,3 BLK 5 ORB 3984 P 2081
Legal Range14W
Legal Township04S
Legal Section11
Legal SubdivisionHARBOR ADD
Legal Block5
Legal Lot Number2,3 3
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1031
Census Tract1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address2310 S HIGHWAY 77 STE 110STE110, 110STE110, LYNN HAVEN, FL 32444-4616
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2018 · Amount on Record
Deed SaleMar 2, 2018 · Amount on Record
Prior SaleMay 28, 2004
Deed Document Number2018012153
Deed Book / Page3984 / 2081
Record UpdatedJun 8, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 2, 2018
Property Address207 OLIVE AVE, PANAMA CITY, FL 32401-6139
Document Number0039842081
Book / Page003984 / 002081
Instrument DateFeb 23, 2018
Instrument12153
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$347.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8938 N MCCANN RD PANAMA CITY FL 324092010, PANAMA CITY, FL 32409-2010
InvestorPossibly a Property Investor

Mortgage

Document Number39842085
DateMar 2, 2018
Book Page003984/002085
Instrument12155
Lender
NameGNP LLC
Address4309 W 17TH ST, PANAMA CITY BEACH, FL 32401-1124
Agreement
AmountAmount Recorded
Interest
Rate1%

Mortgage

Document Number39842150,
DateMar 2, 2018
Book Page003984/002150
Instrument12171
Lender
NameWALTERS L E JR TRUST (PT)
AddressPO BOX 35206, PANAMA CITY, FL 32412-5206
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$784.00 (-9.26%)$54,566 (+28.43%) Land $33,320 Building $21,246$54,566 (+28.43%) Land $33,320 Building $21,246
2023$864.00 (+13.39%)$42,488 (+19.9%) Land $22,148 Building $20,340$42,488 (+19.9%) Land $22,148 Building $20,340
2022$762.00$35,437 Land $20,090 Building $15,347$35,437 Land $20,090 Building $15,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable · Fiber in parts of the area		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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