Bay County property record for 219 Olive Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 927 sqft · built 1938 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Feb 2012) |
| Tax Bill | $320 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24088-000-000 |
| Primary APN | 24088-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 927 sqft Living Area |
| 1st Floor Area | 927 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,982 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 219 OLIVE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | KEITHS BAY HARBOR ADD LOTS 6,7 BLK 4 ORB 3389 P 881 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | KEITHS BAY HARBOR ADD |
| Legal Block | 4 |
| Legal Lot Number | 6,7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1800 |
Source: Bay County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1128 S GAY AVE, 57, PANAMA CITY, FL 32404-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2012 · Amount on Record |
| Deed Sale | Feb 28, 2012 · Amount on Record |
| Prior Sale | Apr 25, 2011 · Amount on Record |
| Deed Document Number | 201210465 |
| Deed Book / Page | 3389 / 881 |
| Prior Transfer Date | Jun 5, 2009 |
| Prior Transfer Doc | 0031600867 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320.00 (-46.67%) Homeowner's exemption | $45,302 (+2.9%) | $62,994 (+9.27%) Land $38,220 Building $24,774 |
| 2024 | $600.00 (+37.93%) Homeowner's exemption | $44,025 (+3%) | $57,648 (+15.45%) Land $34,202 Building $23,446 |
| 2023 | $435.00 (-11.04%) Homeowner's exemption | $42,743 (+3%) | $49,935 (+15.46%) Land $26,166 Building $23,769 |
| 2022 | $489.00 Homeowner's exemption | $41,498 | $43,248 Land $21,560 Building $21,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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