Bay County property record for 211 Olive Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,173 sqft · built 2023 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,000 (Apr 2025) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24096-000-000 |
| Primary APN | 24096-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,173 sqft Heated Area |
| Gross Area | 1,265 sqft |
| 1st Floor Area | 807 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 211 OLIVE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | KEITHS BAY HARBOR ADD LOT 1 BLK 5 MAP 118C3 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | HARBOR ADD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1800 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Jan 19, 2023 | Deed of Trust, Mortgage DENNIS WALLACE ETAL |
| Jun 3, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DENNIS WALLACE ETAL |
| Jun 6, 2022 | Warranty Deed, Transfer CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC |
| Jun 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Nov 27, 2023 · Amount on Record |
| Deed Document Number | 0004904868 |
| Deed Book / Page | 4904 / 868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 27, 2023 |
| Property Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Document Number | 0047520332 |
| Book / Page | 4752 / 332 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023073570 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,669.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 S COVE TERRACE DR, PANAMA CITY, FL 32401-4038 |
| Name | Verified Name |
|---|---|
| Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Document Number | 0004752334 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 4752/334 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 227 S COVE TERRACE DR, PANAMA CITY, FL 32401-4038 |
| Document Number | 0046491219 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 4649/1219 |
| Instrument | 2023003377 |
| Name | DENNIS WALLACE ETAL |
|---|---|
| Type | Private Party |
| Address | 425 STONEGATE DR, BIRMINGHAM, AL 35242 |
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Feb 12, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 227 S COVE TERRACE DR, PANAMA CITY, FL 32401-4038 |
| Document Number | 0045720265 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 4572/265 |
| Instrument | 2022042093 |
| Name | DENNIS WALLACE ETAL |
|---|---|
| Type | Private Party |
| Address | 425 STONEGATE DR, BIRMINGHAM, AL 35242 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Document Number | 0045721382 |
| Book / Page | 4572 / 1382 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022042384 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $171.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1118 COLLEGE BLVD N, 1118, LYNN HAVEN, FL 32444-3231 |
| Name | Verified Name |
|---|---|
| Address | 227 S COVE LN, PANAMA CITY, FL 32401-4076 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 29, 2018 |
| Property Address | 211 OLIVE AVE, PANAMA CITY, FL 32401-6139 |
| Document Number | 0040222180 |
| Book / Page | 004022 / 002180 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 38691 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2217 SAINT ANDREWS BLVD PANAMA CITY FL 324052167, PANAMA CITY, FL 32405-2167 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 (+378.3%) Homeowner's exemption | $202,560 (+934.79%) | $205,682 (+950.74%) Land $16,660 Building $189,022 |
| 2023 | $530.00 (-5.02%) | $19,575 (-11.64%) Land $11,074 Building $8,501 | $19,575 (-11.64%) Land $11,074 Building $8,501 |
| 2022 | $558.00 | $22,153 Land $10,045 Building $12,108 | $22,153 Land $10,045 Building $12,108 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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