Lorain County property record for 215 Michigan Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,515 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Sep 2015) |
| Tax Bill | $3,443 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-103-020 |
| Primary APN | 06-25-003-103-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,515 sqft Living Area |
| Gross Area | 1,915 sqft |
| 1st Floor Area | 865 sqft |
| Basement Area | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 100 sqft |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 215 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS SUB 1 60 X 125 NAME CORR 2/3/15 |
| Legal Subdivision | UNIVERSITY HTS SUB 1 |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 118&1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 71100 |
Source: Lorain County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on Record |
| Deed Sale | Sep 30, 2015 · Amount on Record |
| Prior Sale | Feb 3, 2015 · Amount on Record |
| Deed Document Number | 2015561299 |
| Prior Transfer Date | Dec 4, 2006 |
| Prior Transfer Doc | 0000181670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000853881 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-0853881 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000929719 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023-0929719 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 15, 2026 |
| Property Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000096002 |
| Instrument Date | May 8, 2026 |
| Instrument | 202696002 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Investor | Possibly a Property Investor |
| Document Number | 0000096002, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202696002 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000798906 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 215 MICHIGAN AVE ELYRIA OH 440357135, ELYRIA, OH 44035-7135 |
| Document Number | 0000798906 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 798906 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 18, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 215 MICHIGAN AVE, ELYRIA, OH 44035-7135 |
| Document Number | 0000760736 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 215 MICHIGAN AVE ELYRIA OH 440357135, ELYRIA, OH 44035-7135 |
| Document Number | 0000760736 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 760736 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,443.00 Homeowner's exemption | $73,110 (+%) Land $11,140 Building $61,970 | $208,880 (-) Land $31,820 Building $177,060 |
| 2024 | $3,443.00 (+18.15%) | $73,108 (+36.66%) Land $11,137 Building $61,971 | $208,880 (+36.67%) Land $31,820 Building $177,060 |
| 2023 | $2,914.00 (+0.34%) | $53,495 (+0.01%) Land $9,713 Building $43,782 | $152,840 (-) Land $27,750 Building $125,090 |
| 2022 | $2,904.00 | $53,490 Land $9,710 Building $43,780 | |
| 2021 | $152,840 Land $27,750 Building $125,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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