2248 Upper Divide Rd, Highlands, NC 28741 Property Records

Jackson County property record for 2248 Upper Divide Rd, Highlands, NC 28741 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1990
Square Footage3,770 sqft Heated Area
Lot Size33,980 sqft (0.78 acres)
OccupancyOwner Occupied
Last Sale$572,000 (2015)
Tax Bill$7,955.00 (2025)

Property Details

APN / Parcel Number

Primary APN7550-35-9396
Alternative APN
  • 179832

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,770 sqft Heated Area
1st Floor2,074 sqft 1st Floor
Basement Area1,696 sqft Basement
Finished Basement1,696 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialWood Shingle Roof
Lot Area33,980 sqft (0.78 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area288 sqft Garage

Exterior Amenities

Deck Area78 sqft Deck
Patio Area304 sqft Patio
Porch Area310 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2248 UPPER DIVIDE RD
CityHIGHLANDS
StateNC
Zip28741-7202
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT G19 HIGHLANDS FALLS
Legal SubdivisionHIGHLANDS FALLS COUNTRY CLUB
Legal Lot NumberG19
JurisdictionJACKSON NC
Minor Civil DivisionCASHIERS
Census Blockgroup2
Census Block2091
Census Tract950900

Owner

Source: Jackson County records · APN 7550-35-9396

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address2248 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MORTGAGE ASSURANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Deed Book / Page2093 / 784
Last Transfer DateOct 19, 2020
Transfer Doc0022830121
Record RefreshedJun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON NC
Recording DateNov 12, 2020
Property Address2248 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202
Document Number0022830121
Book / Page002283 / 000121
Instrument DateOct 19, 2020
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3574 SEYMOUR DR BROOKHAVEN GA 303192110, BROOKHAVEN, GA 30319-2110

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON NC
Recording DateAug 26, 2020
Property Address2248 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202
Document Number0022741608
Book / Page2274 / 1608
Map ReferenceCAB 21 SL 159
Instrument DateAug 24, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2248 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202

Mortgage

Document Number22741611
DateAug 26, 2020
Instrument2274/1611
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,955.00 (+102.47%)$2,093,618 (+102.44%) Land $350,000 Building $1,743,618
2023$3,929.00$1,034,190 Land $250,000 Building $784,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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