2141 Upper Divide Rd, Highlands, NC 28741 Property Records

Jackson County property record for 2141 Upper Divide Rd, Highlands, NC 28741

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 4,486 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$10,961 (2025)
Flood ZoneZone X (minimal risk)
APN7550-35-3031

Property Details

APN / Parcel Number

Primary APN7550-35-3031
Alternative APN
  • 74497

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,486 sqft Heated Area
1st Floor Area2,568 sqft
Upper Floors Area1,918 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Shingle
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area43,560 sqft (1 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area572 sqft
Deck Area572 sqft
Patio Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2141 UPPER DIVIDE RD
CityHIGHLANDS
StateNC
Zip28741-6319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5N HIGHLANDS FALLS
Legal Lot Number5N
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group2
Census Block2097
Census Tract950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2331 PEBBLE LN, JACKSON, MS 39211-6745
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
MunicipalityHighlands Town
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,884,602 (-) Land $250,000 Building $2,634,602
2025$10,961.00 (+128.02%)$2,884,602 (+128.02%) Land $250,000 Building $2,634,602
2023$4,807.00$1,265,070 Land $150,000 Building $1,115,070

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: BalsamWest FiberNET, Hotwire Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Upper Divide Rd

Nearby Streets

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