Jackson County property record for 2224 Upper Divide Rd, Highlands, NC 28741 · Last verified July 2026
| Property Type | Other > Other Improved |
|---|---|
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $14,991.00 (2025) |
| Primary APN | 7550-35-8431 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Patio Area | 922 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 920 sqft Porch |
| Street Address | 2224 UPPER DIVIDE RD |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7202 |
| Property Usage | Other Property Usage |
| Type | Other > Other Improved |
| Legal Description | LT G18 REV HIGHLANDS FALLS |
| Legal Lot Number | G18 |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | CASHIERS |
| Census Blockgroup | 2 |
| Census Block | 2091 |
| Census Tract | 950900 |
Source: Jackson County records · APN 7550-35-8431
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2224 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Sep 28, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 2224 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2224 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202 |
| Document Number | 0023670498 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 2367/498 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 28, 2023 |
| Property Address | 2224 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202 |
| Document Number | 0023640384 |
| Book / Page | 2364 / 384 |
| Map Reference | CAB 26 SL 280 |
| Instrument Date | Sep 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,250.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3581 PRESERVE DR, MIRAMAR BEACH, FL 32550-1802 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,991.00 (+202.12%) | $3,945,212 (+202.1%) Land $400,000 Building $3,545,212 |
| 2023 | $4,962.00 | $1,305,920 Land $250,000 Building $1,055,920 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures