2227 Upper Divide Rd, Highlands, NC 28741 Property Records

Jackson County property record for 2227 Upper Divide Rd, Highlands, NC 28741 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,065 sqft · built 1999
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on File
Last Sale$1,500,000 (Oct 2023)
Tax Bill$3,912 (2023)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone X (minimal risk)
APN7550-35-8153

Property Details

APN / Parcel Number

Primary APN7550-35-8153
Alternative APN
  • 83116

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,065 sqft Heated Area
1st Floor Area2,525 sqft
Basement Area540 sqft
Finished Basement540 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialWood Shingle
Lot Area37,462 sqft (0.86 acres)
TerrainRolling
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area454 sqft
Deck Area16 sqft
Patio Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number83116
Street Address2227 UPPER DIVIDE RD
CityHIGHLANDS
StateNC
Zip28741-7202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT G28 HIGHLANDS FALLS
Legal Township07
Legal Lot NumberG28
JurisdictionJACKSON NC
Township / Civil DivisionCASHIERS
Census Block Group2
Census Block2093
Census Tract950900

Owner

Source: Jackson County records · APN 7550-35-8153

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address24 CROSS CREEK DR, MOUNTAIN BRK, AL 35213-2319
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2023 · Amount on Record
Deed SaleOct 02, 2023 · Amount on Record
Deed Document Number0002364983
Deed Book / Page2364 / 983
Record UpdatedJun 07, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateOct 02, 2023
Property Address2227 UPPER DIVIDE RD, HIGHLANDS, NC 28741-7202
Document Number0023640983
Book / Page2364 / 983
Map ReferenceMB 998 PG 74
Instrument DateOct 02, 2023
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
Tax$3,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 CROSS CREEK DR, MOUNTAIN BRK, AL 35213-2319

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$3,912.00$1,029,500 Land $150,000 Building $879,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Vyve BroadbandCable1,000 / 50
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Hotwire Communications, BalsamWest FiberNET. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Upper Divide Rd

Nearby Streets

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