Oconee County property record for 224 Harbor Point Rd, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,712 sqft · built 2022 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,900 (Sep 2018) |
| Tax Bill | $2,994 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-01-01-055 |
| Primary APN | 109-01-01-055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,712 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Material | Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 1 ft deep x 155 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1073617 |
|---|---|
| Street Address | 224 HARBOR POINT RD |
| City | SENECA |
| State | SC |
| Zip | 29672-0488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55 (1.03 AC) |
| Legal Lot Number | 55 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | WALHALLA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30302 |
224 Harbor Point Rd is owned and occupied by two individuals who bought it in September 2018.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 HARBOR POINT RD, SENECA, SC 29672-0488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage CAROLINA BANK & TRUST CO |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit CAROLINA BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 224 HARBOR POINT RD, SENECA, SC 29672-0488 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000016704 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 4134/18 |
| Instrument | 16704 |
| Name | CAROLINA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29502 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Apr 10, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 224 HARBOR POINT RD, SENECA, SC 29672-0488 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2123 OLD SPARTANBURG RD, GREER, SC 29650-2704 |
| Document Number | 0000005821 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 4392/49 |
| Instrument | 5821 |
| Name | CAROLINA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2037 |
The 2025 property tax bill for 224 Harbor Point Rd was $2,994.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,994.00 | $28,545 Land $5,425 Building $23,120 | $713,630 Land $135,630 Building $578,000 |
| 2023 | $28,545 Land $5,425 Building $23,120 | $713,630 Land $135,630 Building $578,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 224 Harbor Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Harbor Point Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 68% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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