218 Harbor Point Rd, Seneca, SC 29672 Property Records

Oconee County property record for 218 Harbor Point Rd, Seneca, SC 29672

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-058`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-058`
Alternative APN	`1073620`

Exterior

Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	1 ft deep x 127 ft wide

Location & Zoning

Account Number	1073620
Street Address	218 HARBOR POINT RD
City	SENECA
State	SC
Zip	29672-0488
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 58 (0.83 AC)
Legal Subdivision	HARBOR POINT SUB PH 1
Legal Lot Number	58
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

218 Harbor Point Rd, residential vacant land, is owned and occupied by two individuals who acquired it in August 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	218 HARBOR POINT RD, SENECA, SC 29672-0488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Aug 19, 2020	Correction Deed, Transfer NOT AVAILABLE
Jun 10, 2020	Grant Deed, Transfer · Conventional Mortgage SAFE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020
Deed Sale	Aug 7, 2020
Deed Document Number	16071
Deed Book / Page	2575 / 252
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	16071
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	218 HARBOR POINT RD, SENECA, SC 29672-0488
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013857
Date	Mar 1, 2022
Book Page	4297/77
Instrument	13857

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 19, 2020
Property Address	218 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0025960173
Book / Page	002596 / 000173
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1098 SYDENHAM CT NORTH AUGUSTA SC 298608042, NORTH AUGUSTA, SC 29860-8042

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jun 10, 2020
Property Address	218 HARBOR POINT RD, SENECA, SC 29672-0488
Document Number	0025750252
Book / Page	002575 / 000252
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1098 SYDENHAM CT NORTH AUGUSTA SC 298608042, NORTH AUGUSTA, SC 29860-8042

Mortgage

Document Number	39730097
Date	Jun 10, 2020
Book Page	003973/000097

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 9, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 218 Harbor Point Rd was $2,252.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00	$6,985 Land $6,985	$174,630 Land $174,630
2023		$6,985 Land $6,985	$174,630 Land $174,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 Harbor Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 Harbor Point Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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