224 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 224 E Main St, Grafton, IL 62037

Property Summary

Property Type	Single Family Home
Details	2,732 sqft · built 1880
Lot Size	0.427 acres (18,625 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2026)
Tax Bill	$5,647 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`08-221-002-00`

Property Details

APN / Parcel Number

Primary APN	`08-221-002-00`
Alternative APN	`221-002-00`

Interior

Stories	2 Stories
Building Area	2,732 sqft Total Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	18,625 sqft (0.427 acres)

Location & Zoning

Account Number	221-002-00
Street Address	224 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT11; S20' LOT 2; E12' OF S20' LOT 3; E22' LOT 10; VAC ALLEY BETWEEN LOTS 2 & 11; E22' OF VAC ALLEY BETWEEN LO
Legal Block	21
Legal Lot Number	2,2,3,3
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1056
Census Tract	10500

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 E MAIN ST, GRAFTON, IL 62037-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Deed Document Number	2026180453
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jul 9, 2026
Property Address	224 E MAIN ST, GRAFTON, IL 62037-1123
Document Number	0000180453
Instrument Date	Jul 8, 2026
Instrument	2026180453
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 E MAIN ST, GRAFTON, IL 62037-1123

Mortgage

Document Number	0000180455,
Date	Jul 9, 2026
Instrument	2026180455

Lender

Name	UNITED STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2046

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,647.00 (+7.32%) Homeowner's exemption Senior Citizen's exemption	$98,695 (+12%) Land $15,060 Building $83,635	$296,085 (+12%) Land $45,180 Building $250,905
2024	$5,262.00 (+6.67%)	$88,120 (+12.32%) Land $13,445 Building $74,675	$264,360 (+12.32%) Land $40,335 Building $224,025
2022	$4,933.00 Homeowner's exemption Senior Citizen's exemption	$78,455 Land $11,970 Building $66,485	$235,365 Land $35,910 Building $199,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures