200 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 200 E Main St, Grafton, IL 62037

Property Summary

Property Type	Commercial
Details	2,048 sqft · built 1990
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Tax Bill	$10,669 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Foreclosure + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-221-007-00`

Property Details

APN / Parcel Number

Primary APN	`08-221-007-00`
Alternative APN	`221-007-00`

Interior

Stories	1 Story
Building Area	2,048 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	221-007-00
Street Address	200 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1123
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF GRAFTON LOTS 7 & 8; W1/2 LOT 9; S1/2 VAC ALLEY N LOT 7; VAC ALLEY N OF LOT 8 & W1/2 LOT 9 BLK 21 NO SALES 19
Legal Subdivision	CITY OF GRAFTON
Legal Block	21
Legal Lot Number	7,7,8,8
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1056
Census Tract	10500

Owner

Source: Jersey County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 E MAIN ST, GRAFTON, IL 62037-1123
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CALHOUN COUNTY
Feb 23, 2024	Trustee's Deed, Foreclosure
Feb 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage JERSEY STATE BANK
Nov 13, 2017	Deed of Trust, Mortgage JERSEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Recording Date	Jun 1, 2026
Property Address	200 E MAIN ST, GRAFTON, IL 62037-1123
Document Number	0000180095
Instrument Date	May 29, 2026
Instrument	2026180095
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15036 STATE HIGHWAY 16, FIELDON, IL 62031-1732

Mortgage

Document Number	0000180095,
Date	Jun 1, 2026
Instrument	2026180095

Lender

Name	BANK OF CALHOUN COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 2, 2031

Interest

Rate	6.88%
Max Rate	-1%

February 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 23, 2024
Property Address	200 E MAIN ST, GRAFTON, IL 62037-1123
Document Number	202400173311
Instrument Date	Feb 8, 2024
Instrument	202400173311
Transaction Type	Foreclosure
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 N STATE ST, JERSEYVILLE, IL 62052-1108

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	200 E MAIN ST, GRAFTON, IL 62037-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2047/142
Date	Feb 21, 2017
Book Page	2047/142
Instrument	201700148861

Lender

Name	JERSEY STATE BANK
Type	Bank
Address	JERSEYVILLE, IL 62052

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	4.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	200 E MAIN ST, GRAFTON, IL 62037-1123
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700151232
Date	Nov 13, 2017
Book Page	2084/0087
Instrument	201700151232

Lender

Name	JERSEY STATE BANK
Type	Bank
Address	JERSEYVILLE, IL 62052

Agreement

Amount	Amount Recorded

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,669.00 (+6.23%)	$164,835 (+25.8%) Land $21,755 Building $143,080	$494,505 (+25.8%) Land $65,265 Building $429,240
2024	$10,043.00 (+4.8%)
2022	$9,583.00	$131,030 Land $17,295 Building $113,735	$393,090 Land $51,885 Building $341,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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