225 E Main St, Grafton, IL 62037 Property Records

Jersey County property record for 225 E Main St, Grafton, IL 62037

Property Summary

Property Type	Commercial
Details	1,100 sqft · built 1910
Lot Size	0.052 acres (2,250 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Sep 2019)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`08-208-002-00`

Property Details

APN / Parcel Number

Primary APN	`08-208-002-00`
Alternative APN	`208-002-00`

Interior

Stories	1 Story
Building Area	1,100 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	2,250 sqft (0.052 acres)
Lot Dimensions	90 ft deep x 25 ft wide

Location & Zoning

Account Number	208-002-00
Street Address	225 E MAIN ST
City	GRAFTON
State	IL
Zip	62037-1121
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN OF GRAFTON W1/2 LOT 2 BLK 8. 9-19 110K, 3-84 8K 1910 COMM 1STYBRK/NO BSMT 1100SQ 25X90 LOT
Legal Block	8
Legal Lot Number	2
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1058
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Grafton Bank listed 1994 · 1 contributing resources · NRIS 94000016

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 E MAIN ST, GRAFTON, IL 62037-1121
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage GCS CREDIT UNION
Sep 24, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	2019157320
Record Updated	Oct 29, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Jun 30, 2023
Property Address	225 E MAIN ST, GRAFTON, IL 62037-1121
Document Number	202300171464
Instrument Date	Jun 30, 2023
Instrument	202300171464
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E MAIN ST, GRAFTON, IL 62037-1121

Mortgage

Document Number	202300171465
Date	Jun 30, 2023
Instrument	202300171465

Lender

Name	GCS CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2030

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 24, 2019
Property Address	225 E MAIN ST, GRAFTON, IL 62037-1121
Document Number	201900157320
Instrument Date	Sep 24, 2019
Instrument	201900157320
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 N VINE ST, GRAFTON, IL 62037-4403

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00 (+6.23%)	$48,990 (+12%) Land $3,950 Building $45,040	$146,970 (+12%) Land $11,850 Building $135,120
2024	$2,984.00 (+4.78%)	$43,740 (+12.31%) Land $3,525 Building $40,215	$131,220 (+12.31%) Land $10,575 Building $120,645
2022	$2,848.00	$38,945 Land $3,140 Building $35,805	$116,835 Land $9,420 Building $107,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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