2239 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2239 E Whipp Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,532 sqft · built 1967
Lot Size	0.331 acres (14,401 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jan 2013)
Tax Bill	$5,723 (2024)
Deeds & Mortgages	Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-03018-0003`

Property Details

APN / Parcel Number

Primary APN	`N64-03018-0003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,532 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	1,572 sqft
Basement Area	912 sqft
Finished Basement	912 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	14,401 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 90 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	180 sqft
Patio Area	289 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2239 E WHIPP RD
City	DAYTON
State	OH
Zip	45440-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	362 OAK CREEK TWO SEC 6
Legal Subdivision	OAK CREEK TWO
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2009
Census Tract	21900

Owner

2239 E Whipp Rd is owned and occupied by two individuals who bought it in January 2013.

Source: Montgomery County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2239 E WHIPP RD, DAYTON, OH 45440-2638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2013 · Amount on File
Deed Sale	Jan 22, 2013 · Amount on File
Deed Document Number	20134396
Prior Transfer Date	Jul 2, 2011
Prior Transfer Doc	0000042436
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	2239 E WHIPP RD, DAYTON, OH 45440-2638
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 E WHIPP RD, DAYTON, OH 45440-2638

Mortgage

Document Number	0000019861
Date	Apr 19, 2024
Instrument	2024-00019861

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	226 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,770 Land $17,540 Building $72,230	$256,490 Land $50,110 Building $206,380
2024	$5,723.00 (+2.93%)
2023	$5,560.00 (+2.7%)	$89,770 (+29.84%) Land $17,540 Building $72,230	$256,490 Land $50,110 Building $206,380
2022	$5,414.00	$69,140 Land $13,490 Building $55,650
2020			$197,550 Land $38,540 Building $159,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2239 E Whipp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2239 E Whipp Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20