2243 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2243 E Whipp Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 1967
Lot Size	0.33 acres (14,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,913 (Oct 2020)
Tax Bill	$4,464 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 03018 0004`

Property Details

APN / Parcel Number

Primary APN	`N64 03018 0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,401 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Porch
Porch Area	142 sqft
Deck Area	72 sqft
Patio Area	106 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2243 E WHIPP RD
City	DAYTON
State	OH
Zip	45440-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	363 OAK CREEK 2-6
Legal Subdivision	OAK CREEK 2-6
Legal Lot Number	4
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2009
Census Tract	21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2243 E WHIPP RD, DAYTON, OH 45440-2638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	202000065056
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 28, 2020
Property Address	2243 E WHIPP RD, DAYTON, OH 45440-2638
Document Number	0000065056
Instrument Date	Oct 14, 2020
Instrument	65056
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2243 E WHIPP RD DAYTON OH 454402638, DAYTON, OH 45440-2638

Mortgage

Document Number	65057
Date	Oct 28, 2020
Instrument	65057

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,190 (-) Land $17,540 Building $62,650
2024	$4,464.00 (+1.34%)
2023	$4,405.00 (+5.94%)	$80,190 (+29.84%) Land $17,540 Building $62,650	$229,110 (+29.84%) Land $50,110 Building $179,000
2022	$4,158.00	$61,760 Land $13,490 Building $48,270
2020			$176,450 Land $38,540 Building $137,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20