Montgomery County property record for 2231 E Whipp Rd, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,021 sqft · built 1967 |
| Lot Size | 0.392 acres (17,119 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,752 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03018 0001 |
| Primary APN | N64 03018 0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,021 sqft Living Area |
| 1st Floor Area | 2,021 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 17,119 sqft (0.392 acres) |
| Lot Dimensions | 160 ft deep x 107 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 228 sqft |
| Gazebo | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2231 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 360 OAK CREEK 2-6 |
| Legal Subdivision | OAK CREEK 2-6 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21900 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2231 E WHIPP RD, DAYTON, OH 45440-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Jan 25, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Aug 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 |
| Deed Sale | Jan 25, 2019 |
| Prior Sale | Aug 1, 2018 |
| Deed Document Number | 201900004378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2231 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000029477 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2231 E WHIPP RD DAYTON OH 454402638, DAYTON, OH 45440-2638 |
| Document Number | 0000029477 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 29477 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jan 25, 2019 |
| Property Address | 2231 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000004378 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 4378 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2231 E WHIPP RD KETTERING OH 454402638, KETTERING, OH 45440-2638 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 1, 2018 |
| Property Address | 2231 E WHIPP RD, DAYTON, OH 45440-2638 |
| Document Number | 0000044904 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 44904 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2231 E WHIPP RD KETTERING OH 454402638, KETTERING, OH 45440-2638 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,770 (-) Land $19,340 Building $65,430 | ||
| 2024 | $4,752.00 (+1.41%) | ||
| 2023 | $4,686.00 (+5.73%) | $84,770 (+29.84%) Land $19,340 Building $65,430 | $242,210 (+29.83%) Land $55,270 Building $186,940 |
| 2022 | $4,432.00 | $65,290 Land $14,880 Building $50,410 | |
| 2020 | $186,560 Land $42,520 Building $144,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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