2232 E Whipp Rd, Dayton, OH 45440 Property Records

Montgomery County property record for 2232 E Whipp Rd, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,059 sqft · built 1967
Lot Size	0.309 acres (13,499 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Mar 2021)
Tax Bill	$6,335 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 03018 0018`

Property Details

APN / Parcel Number

Primary APN	`N64 03018 0018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,059 sqft Living Area
1st Floor Area	2,011 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	13,499 sqft (0.309 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	130 sqft
Deck Area	471 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2232 E WHIPP RD
City	DAYTON
State	OH
Zip	45440-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	420 OAK CREEK 2-6
Legal Subdivision	OAK CREEK 2-6
Legal Lot Number	18
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1002
Census Tract	21900

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18111 PRESTON RD STE 900, 900, DALLAS, TX 75252-6601
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	2021-00023459
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 23, 2021
Property Address	2232 E WHIPP RD, DAYTON, OH 45440-2617
Document Number	0000023459
Map Reference	MB 72 PG 66
Instrument Date	Mar 15, 2021
Instrument	2021-00023459
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2232 E WHIPP RD, KETTERING, OH 45440-2617

Mortgage

Document Number	0000023460
Date	Mar 23, 2021
Instrument	2021-00023460

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,610 (-) Land $16,940 Building $82,670
2024	$6,335.00 (+2.74%)
2023	$6,166.00 (+2.68%)	$99,610 (+29.84%) Land $16,940 Building $82,670	$284,590 (+29.83%) Land $48,400 Building $236,190
2022	$6,005.00	$76,720 Land $13,030 Building $63,690
2020			$219,210 Land $37,230 Building $181,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978)
Most Recent Claim	Dec 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20