2233 E River Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 2233 E River Rd, Moraine, OH 45439

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,589 sqft · built 1875
Lot Size	0.258 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$103,000 (Mar 2026)
Tax Bill	$1,892 (2024)
Deeds & Mortgages	Mar 2026 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`J44-04105-0034`

Property Details

APN / Parcel Number

Primary APN	`J44-04105-0034`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,589 sqft Living Area
1st Floor Area	763 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1999
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,504 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 90 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2233 E RIVER RD
City	MORAINE
State	OH
Zip	45439-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3253
Legal Subdivision	CITY/MORAINE REV
Legal Lot Number	34
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MORAINE
Census Block Group	2
Census Block	2021
Census Tract	30100

Owner

Source: Montgomery County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	357 CENTRAL AVE, WAYNE, NJ 07470-2112
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC
Mar 1, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Deed Document Number	202614229
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0000014173
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 9, 2026
Property Address	2233 E RIVER RD, MORAINE, OH 45439-1525
Document Number	0000014229
Instrument Date	Feb 17, 2026
Instrument	2026-00014229
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 W CENTRAL AVE, WEST CARROLLTON, OH 45449-1501

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 1, 2022
Property Address	2233 E RIVER RD, MORAINE, OH 45439-1525
Document Number	0000014173
Instrument Date	Jan 28, 2022
Instrument	2022-00014173
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2233 E RIVER RD, MORAINE, OH 45439-1525

Mortgage

Document Number	0000014174
Date	Mar 1, 2022
Instrument	2022-00014174

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 29, 2019
Property Address	2233 E RIVER RD, MORAINE, OH 45439-1525
Document Number	0000027120
Instrument Date	May 24, 2019
Instrument	27120
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2233 E RIVER RD MORAINE OH 454391525, MORAINE, OH 45439-1525

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Moraine City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,260 (-) Land $7,140 Building $33,120	$115,020 (-) Land $20,400 Building $94,620
2024	$1,892.00 (+2.16%)
2023	$1,852.00 (+8.18%)	$40,260 (+36.01%) Land $7,140 Building $33,120	$115,020 (+35.99%) Land $20,400 Building $94,620
2022	$1,712.00	$29,600 Land $5,250 Building $24,350
2020			$84,580 Land $15,000 Building $69,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1979–2001)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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