Montgomery County property record for 2322 E River Rd, Moraine, OH 45439
| Property Type | Warehouse, Storage |
|---|---|
| Details | 3,232 sqft · built 1977 |
| Lot Size | 0.155 acres (6,795 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $1,679 (2024) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | J44 28208 0002 |
| Primary APN | J44 28208 0002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,232 sqft Total Area |
| 1st Floor Area | 2,592 sqft |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Concrete Block |
| Lot Area | 6,795 sqft (0.155 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2322 E RIVER RD |
|---|---|
| City | MORAINE |
| State | OH |
| Zip | 45439-1528 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | 4425 MORAINE IND PARK |
| Legal Subdivision | MORAINE IND PARK |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | MORAINE |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30100 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 715 STANBRIDGE DR # 201, 201, DAYTON, OH 45429-1329 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2002 |
| Transfer Doc | 0000124112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2322 E RIVER RD, MORAINE, OH 45439-1528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3445 S DIXIE DR, MORAINE, OH 45439-2330 |
| Document Number | 0000026112 |
|---|---|
| Date | May 15, 2025 |
| Instrument | 2025-00026112 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Moraine City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,430 (-) Land $1,310 Building $16,120 | ||
| 2024 | $1,679.00 (+1.21%) | ||
| 2023 | $1,659.00 (-5.42%) | $17,430 (+9.97%) Land $1,310 Building $16,120 | $49,810 (+1%) Land $3,740 Building $46,070 |
| 2022 | $1,754.00 | $15,850 Land $1,190 Building $14,660 | |
| 2020 | $45,280 Land $3,400 Building $41,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1979–2001) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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