Kenton County property record for 2231 Howell St, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1919 |
| Square Footage | 924 sqft Finished Area |
| Lot Size | 2,500 sqft (0.057 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $191,000 (2023) |
| Tax Bill | $2,530.00 (2025) |
Source: Kenton County records · APN 055-23-03-015.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2231 HOWELL ST, COVINGTON, KY 41014-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 16, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Nov 08, 2018 | Trustee's Deed, Transfer ANN MILBURN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2023 · Amount on Record |
| Deed Sale | Mar 08, 2023 · Amount on Record |
| Prior Sale | Nov 08, 2018 · Amount on Record |
| Deed Doc Number | 0000216792 |
| Deed Book / Page | 216 / 792 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 08, 2023 |
| Property Address | 2231 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0005900245 |
| Book / Page | KC 216 / 792 |
| Map Reference | PL 200 |
| Instrument Date | Mar 03, 2023 |
| Instrument | 23030805900245 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1178 HANDS PIKE, COVINGTON, KY 41017-9714 |
| Name | Verified Name |
|---|---|
| Address | 2231 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0005900246 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 23030805900246 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2019 |
| Property Address | 2231 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000218 |
| Book / Page | 0C6584 / 000296 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 218 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1178 HANDS PIKE COVINGTON KY 410179714, COVINGTON, KY 41017-9714 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 08, 2018 |
| Property Address | 2231 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 08, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 07, 2038 |
| Rate | 3.22% |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,530.00 (+111.19%) | $191,000 (+112.22%) Land $5,000 Building $186,000 | $191,000 (+112.22%) Land $5,000 Building $186,000 |
| 2023 | $1,198.00 | $90,000 Land $5,000 Building $85,000 | $90,000 Land $5,000 Building $85,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 055-23-03-015.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 924 sqft Finished Area |
| Gross Area | 1,402 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,500 sqft (0.057 acres) |
| Depth X Width | 100 ft x 25 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 340 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0552303015.00 |
|---|---|
| Street Address | 2231 HOWELL ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAIRD LOT 1 25'X 100' NWC HOWELL & 23RD ST |
| Legal Subdivision | LAIRD B F |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 65000 |
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