Kenton County property record for 2225 Howell St, #27, Covington, KY 41014
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,898 sqft |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,500 (Apr 2022) |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-03-013.00 |
| Primary APN | 055-23-03-013.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,898 sqft Finished Area |
| Gross Area | 3,520 sqft |
| Architectural Style | Triplex |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 2225 HOWELL ST, 27 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1645 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | LAIRD LOTS 3-4 |
| Legal Subdivision | LAIRD B F |
| Legal Lot Number | 3-4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65000 |
2225 Howell St, #27 is owned by two individuals who bought it in April 2022.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2225 HOWELL ST, COVINGTON, KY 41014-1645 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed, Transfer · FHA Mortgage LOWER LLC |
| Oct 26, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANNEX CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Deed Document Number | 202281 |
| Deed Book / Page | 157 / 449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 4, 2022 |
| Property Address | 2225 HOWELL ST # 27, 27, COVINGTON, KY 41014-1645 |
| Document Number | 0005900081 |
| Book / Page | 157 / 449 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 22040405900081 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 N SHERRIN AVE # 110, 110, LOUISVILLE, KY 40207-3131 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2225 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0005900082 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 22040405900082 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 26, 2021 |
| Property Address | 2225 HOWELL ST # 27, 27, COVINGTON, KY 41014-1645 |
| Document Number | 0005900052 |
| Book / Page | 126 / 543 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 21102605900052 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2225 HOWELL ST # 2227, 2227, COVINGTON, KY 41014-1645 |
| Name | Verified Name |
|---|---|
| Address | 141 N SHERRIN AVE # 110, 110, LOUISVILLE, KY 40207-3131 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900053 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 21102605900053 |
| Name | ANNEX CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Aug 19, 2022 |
The 2025 property tax bill for 2225 Howell St, #27 was $3,014.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,500 (-) Land $10,000 Building $217,500 | $227,500 (-) Land $10,000 Building $217,500 | |
| 2025 | $3,014.00 | $227,500 Land $5,000 Building $222,500 | $227,500 Land $5,000 Building $222,500 |
| 2023 | $3,030.00 | $227,500 Land $5,000 Building $222,500 | $227,500 Land $5,000 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2225 Howell St, #27 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2225 Howell St, #27 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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