Kenton County property record for 2215 Howell St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,212 sqft · built 1890 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-03-009.00 |
| Primary APN | 055-23-03-009.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,212 sqft Finished Area |
| Gross Area | 1,428 sqft |
| Year Built | Built 1890 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0552303009.00 |
|---|---|
| Street Address | 2215 HOWELL ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCOLLUMS LOTS 2-3 |
| Legal Subdivision | MCCOLLUMS |
| Legal Lot Number | 2-3 3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65000 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2215 HOWELL ST, COVINGTON, KY 41014-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK INC |
| Oct 23, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Dec 22, 2017 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2024 |
| Deed Sale | Jan 17, 2024 |
| Prior Sale | Dec 22, 2017 · Amount on Record |
| Deed Document Number | 0000265881 |
| Deed Book / Page | C-1820 / 345 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 19 10 23 059 00236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2215 HOWELL ST, COVINGTON, KY 41014-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6354 TRAIL RIDGE CT, LOVELAND, OH 45140-8156 |
| Document Number | 0005900226 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | KCM 521/22 |
| Instrument | 24011705900226 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWOOD, MD 21040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2215 HOWELL ST, COVINGTON, KY 41014-1645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6938 GORDON BLVD, BURLINGTON, KY 41005-6500 |
| Document Number | 0005900185 |
|---|---|
| Date | Feb 27, 2023 |
| Book Page | KCM 442/603 |
| Instrument | 23022705900185 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 23, 2019 |
| Property Address | 2215 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000236 |
| Book / Page | 0C6786 / 000135 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 236 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 WOODSIDE PL FORT THOMAS KY 410751532, FORT THOMAS, KY 41075-1532 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 22, 2017 |
| Property Address | 2215 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000172 |
| Book / Page | 0C6322 / 000156 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 172 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $24.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10148 LAPALCO CT UNION KY 410917465, UNION, KY 41091-7465 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (+524.31%) | $188,000 (+526.67%) Land $5,000 Building $183,000 | $188,000 (+526.67%) Land $5,000 Building $183,000 |
| 2023 | $399.00 | $30,000 Land $5,000 Building $25,000 | $30,000 Land $5,000 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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