Kenton County property record for 2229 Howell St, Covington, KY 41014
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,800 (Nov 2023) |
| Tax Bill | $143 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Feb 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-03-014.00 |
| Primary APN | 055-23-03-014.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Finished Area |
| Gross Area | 984 sqft |
| Roof Material | Composition Shingle |
|---|---|
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2229 HOWELL ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1645 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LAIRD LOT 2 |
| Legal Subdivision | LAIRD B F |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2113 WEXFORD LN, FT MITCHELL, KY 41017-4458 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Warranty Deed, Transfer |
| Feb 6, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Nov 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2018 | Trustee's Deed, Transfer ANN MILBURN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Feb 6, 2019 · Amount on Record |
| Deed Document Number | 20233 |
| Deed Book / Page | 256 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 14, 2023 |
| Property Address | 2229 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0005900003 |
| Book / Page | KC 256 / 442 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 23111405900003 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1178 HANDS PIKE, COVINGTON, KY 41017-9714 |
| Name | Verified Name |
|---|---|
| Address | 2113 WEXFORD LN, FT MITCHELL, KY 41017-4458 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 6, 2019 |
| Property Address | 2229 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000083 |
| Book / Page | 0C6594 / 000298 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 83 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1178 HANDS PIKE COVINGTON KY 410179714, COVINGTON, KY 41017-9714 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 28, 2018 |
| Property Address | 2229 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000144 |
| Book / Page | 0C6553 / 000107 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 144 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $162.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2229 HOWELL ST COVINGTON KY 410141645, COVINGTON, KY 41014-1645 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 8, 2018 |
| Property Address | 2229 HOWELL ST, COVINGTON, KY 41014-1645 |
| Document Number | 0000000320 |
| Book / Page | 0C6542 / 000112 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 320 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247 |
| Investor | Possibly a Property Investor |
| Document Number | 55 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 0C6554/000001 |
| Instrument | 55 |
| Name | ANN MILBURN |
|---|---|
| Address | 425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 7, 2038 |
| Rate | 3.22% |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,200 (+1,642.59%) Land $10,000 Building $178,200 | $188,200 (+1,642.59%) Land $10,000 Building $178,200 | |
| 2025 | $143.00 (+116.67%) | $10,800 (+116%) Land $10,800 | $10,800 (+116%) Land $10,800 |
| 2023 | $66.00 | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2022 | $66.00 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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