223 Choctaw Rd, Lyons, CO 80540 Property Records

Larimer County property record for 223 Choctaw Rd, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1984
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Sep 2020)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14294-10-245`

Property Details

APN / Parcel Number

Primary APN	`14294-10-245`
Alternative APN	`R0541273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,511 sqft Living Area
Upper Floors Area	499 sqft
Basement Area	1,131 sqft
Finished Basement	1,022 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Gentle Slope
Porch	Porch
Porch Area	128 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0541273
Old Parcel Number	1429410245
Street Address	223 CHOCTAW RD
City	LYONS
State	CO
Zip	80540-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 245, PINEWOOD SPRINGS 8TH
Legal Range	71
Legal Township	04
Legal Section	29
Legal Quarter	SE
Legal Subdivision	PINEWOOD SPRINGS
Legal Block	10
Legal Lot Number	245
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1082
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	223 CHOCTAW RD, LYONS, CO 80540-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jan 10, 2023	Intrafamily Transfer, Transfer
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	0000074213
Last Transfer Date	Jan 10, 2023
Transfer Doc	0000001033
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	223 CHOCTAW RD, LYONS, CO 80540-8107
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 CHOCTAW RD, LYONS, CO 80540-8107

Mortgage

Document Number	0000001982
Date	Jan 15, 2026
Instrument	20260001982

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Jan 10, 2023
Property Address	223 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000001033
Instrument Date	Sep 26, 2022
Instrument	20230001033
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 CHOCTAW RD, LYONS, CO 80540-8107

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 16, 2020
Property Address	223 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000074213
Instrument Date	Sep 4, 2020
Instrument	20200074213
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 CHOCTAW RD, LYONS, CO 80540-8107

Mortgage

Document Number	0000074214
Date	Sep 16, 2020
Instrument	20200074214

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (-18.29%)	$37,131 (-26.8%) Land $7,000 Building $30,131	$594,100 (-21.53%) Land $112,000 Building $482,100
2023	$3,706.00 (+32.31%)	$50,726 (+52.22%) Land $7,504 Building $43,222	$757,100 (+57.89%) Land $112,000 Building $645,100
2022	$2,801.00	$33,325 Land $5,671 Building $27,654	$479,500 Land $81,600 Building $397,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.6% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE only, no 5G reported

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