191 Choctaw Rd, Lyons, CO 80540 Property Records

Larimer County property record for 191 Choctaw Rd, Lyons, CO 80540 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1986
Lot Size	1.06 acres (46,566 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14294-16-243`

Property Details

APN / Parcel Number

Primary APN	`14294-16-243`
Alternative APN	`R1664392`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
Basement Area	832 sqft
Finished Basement	832 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,566 sqft (1.06 acres)

Exterior Amenities

Porch	Porch
Deck Area	448 sqft
Patio Area	594 sqft
Balcony	Balcony
Balcony Area	146 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1664392
Street Address	191 CHOCTAW RD
City	LYONS
State	CO
Zip	80540-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 243, AMNDED LOTS 236 AND 243, PINEWOOD SPRINGS EIGHTH FIL (20170033921)
Legal Quarter	SE
Legal Subdivision	PINEWOOD SPRINGS 8TH FIL AMD LOTS 236
Legal Lot Number	243
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1082
Census Tract	1905

Owner

Source: Larimer County records · APN 14294-16-243

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	191 CHOCTAW RD, LYONS, CO 80540-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Aug 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
May 15, 2017	Loan Modification, Mortgage · Line of Credit ELEVATIONS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	191 CHOCTAW RD, LYONS, CO 80540-8107
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105567
Date	Dec 15, 2020
Instrument	20200105567

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	191 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000052337
Instrument Date	Aug 02, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CHOCTAW RD LYONS CO 805408107, LYONS, CO 80540-8107

Mortgage

Document Number	0000052337
Date	Aug 23, 2018
Instrument	52337

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2038

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	191 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000038791
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CHOCTAW RD LYONS CO 805408107, LYONS, CO 80540-8107

Mortgage

Document Number	0000038791
Date	Jun 13, 2017
Instrument	38791

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (-19.34%)	$35,244 (-25.96%) Land $7,000 Building $28,244	$563,900 (-20.63%) Land $112,000 Building $451,900
2023	$2,932.00 (+49.36%)	$47,604 (+57.06%) Land $7,504 Building $40,100	$710,500 (+62.92%) Land $112,000 Building $598,500
2022	$1,963.00	$30,309 Land $5,671 Building $24,638	$436,100 Land $81,600 Building $354,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080690019051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 99% of Colorado
Wildfire Likelihood	About 1 in 58 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xbar7 Communications	Fixed Wireless (unlicensed)	200 / 200
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10

May also be available at this address: Xbar7 Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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