209 Choctaw Rd, Lyons, CO 80540 Property Records

Larimer County property record for 209 Choctaw Rd, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,495 sqft · built 1983
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14294-10-244`

Property Details

APN / Parcel Number

Primary APN	`14294-10-244`
Alternative APN	`R0541265`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
Upper Floors Area	310 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	987 sqft
Deck Area	110 sqft
Patio Area	160 sqft
Balcony	Balcony
Balcony Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0541265
Old Parcel Number	1429410244
Street Address	209 CHOCTAW RD
City	LYONS
State	CO
Zip	80540-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 244, PINEWOOD SPRINGS 8TH
Legal Range	71
Legal Township	04
Legal Section	29
Legal Quarter	SE
Legal Subdivision	PINEWOOD SPRINGS
Legal Block	10
Legal Lot Number	244
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1082
Census Tract	1905

Owner

Source: Larimer County records · APN 14294-10-244

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	209 CHOCTAW RD, LYONS, CO 80540-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Jun 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2020
Deed Sale	Jun 19, 2020
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20200044101
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	209 CHOCTAW RD, LYONS, CO 80540-8107
Transaction Type	Mortgage
Record Updated	Apr 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031553
Date	Mar 29, 2021
Instrument	20210031553

Lender

Name	BANK OF COLORADO
Type	Bank
Address	ESTES PARK, CO 80517

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 19, 2020
Property Address	209 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000044101
Instrument Date	May 29, 2020
Instrument	20200044101
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	CANYON TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 CHOCTAW RD, LYONS, CO 80540-8107

Mortgage

Document Number	0000044102
Date	Jun 19, 2020
Instrument	20200044102

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 30, 2018
Property Address	209 CHOCTAW RD, LYONS, CO 80540-8107
Document Number	0000025124
Instrument Date	Apr 30, 2018
Instrument	20180025124
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CHOCTAW RD, LYONS, CO 80540-8107

Mortgage

Document Number	0000025125
Date	Apr 30, 2018
Instrument	20180025125

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (-5.01%)	$50,225 (-14.05%) Land $7,000 Building $43,225	$803,600 (-7.87%) Land $112,000 Building $691,600
2023	$4,313.00 (+28.4%)	$58,437 (+46.21%) Land $7,504 Building $50,933	$872,200 (+51.66%) Land $112,000 Building $760,200
2022	$3,359.00	$39,969 Land $5,671 Building $34,298	$575,100 Land $81,600 Building $493,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 98.6% of Colorado
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Xbar7 Communications Fixed Wireless · Fiber in parts of the area	200 / 200
JAB Wireless Fixed Wireless	50 / 10

Based on FCC filings for 54 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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