2229 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2229 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,186 sqft · built 2000
Lot Size0.262 acres (11,392 sqft)
Owner2 Individual Names on Record
Last Sale$692,500 (Sep 2025)
Tax Bill$15,786 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-376-012

Property Details

APN / Parcel Number

Primary APN09-05-376-012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,186 sqft Living Area
Basement Area1,395 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,392 sqft (0.262 acres)
Garage TypeAttached
Garage Area757 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2229 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNWOOD PHASE II A - LOT 63
Legal SubdivisionTHORNWOOD
Legal Phase2
Legal Block5
Legal Lot Number63
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5002
Census Tract852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2339 S EMBERS LN, ARLINGTON HEIGHTS, IL 60005-4308
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GREENSTATE CU
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMELAND MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleJul 28, 2021 · Amount on Record
Deed Document Number202537491
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 26, 2025
Property Address2229 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000037491
Map ReferenceDOC 98K096198
Instrument DateSep 19, 2025
Instrument2025K037491
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, CT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2229 SUTTON DR, SOUTH ELGIN, IL 60177-3250

Mortgage

Document Number0000037492
DateSep 26, 2025
Instrument2025K037492
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Rate6.12%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 28, 2021
Property Address2229 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000057865
Map ReferenceDOC 98K096198
Instrument DateJul 22, 2021
Instrument2021K057865
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$553.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1347 BRANCHWOOD CIR, NAPERVILLE, IL 60563-0490

Mortgage

Document Number0000057866
DateJul 28, 2021
Instrument2021K057866
Lender
NameHOMELAND MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,786.00 (+2.9%) Homeowner's exemption$215,596 (+8.53%) Land $34,354 Building $181,242$647,047 (+8.53%) Land $103,103 Building $543,944
2024$15,341.00 (+14.15%) Homeowner's exemption$198,651 (+24.28%) Land $31,654 Building $166,997$596,191 (+24.33%) Land $95,000 Building $501,191
2022$13,439.00 (+4.09%) Homeowner's exemption$159,841 (+4.91%) Land $28,223 Building $131,618$479,523 (+4.91%) Land $84,669 Building $394,854
2021$12,911.00 Homeowner's exemption$152,360 Land $26,902 Building $125,458$457,080 Land $80,706 Building $376,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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