2225 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2225 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,752 sqft · built 1999
Lot Size0.262 acres (11,392 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Dec 2024)
Tax Bill$17,133 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-05-376-013

Property Details

APN / Parcel Number

Primary APN09-05-376-013

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,752 sqft Living Area
Basement Area1,555 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,392 sqft (0.262 acres)
Garage TypeAttached
Garage Area766 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2225 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 IN THORNWOOD PHASE 2A
Legal SubdivisionTHORNWOOD
Legal Phase2A
Legal Block5
Legal Lot Number62
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5002
Census Tract852101

Owner

2225 Sutton Dr is owned by two individuals who bought it in December 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2205 FOXHILL CT, SAINT CHARLES, IL 60174-1480
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleSep 14, 2021 · Amount on File
Deed Document Number202446725
Prior Transfer DateFeb 6, 2000
Prior Transfer Doc0000011302
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 14, 2021
Property Address2225 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000069827
Map ReferenceDOC 98K096198
Instrument DateAug 1, 2021
Instrument2021K069827
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$615.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2225 SUTTON DR, SOUTH ELGIN, IL 60177-3250

Mortgage

Document Number0000069828
DateSep 14, 2021
Instrument2021K069828
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 2225 Sutton Dr was $17,133.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,133.00$233,310 (+3.08%) Land $34,354 Building $198,956$700,210 (+3.08%) Land $103,103 Building $597,107
2024$226,341 Land $31,654 Building $194,687$679,295 Land $95,000 Building $584,295
2022$14,868.00 (+19.51%) Homeowner's exemption$176,198 (+19.84%) Land $28,223 Building $147,975$528,594 (+19.84%) Land $84,669 Building $443,925
2021$12,441.00 Homeowner's exemption$147,026 Land $26,902 Building $120,124$441,078 Land $80,706 Building $360,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2225 Sutton Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2225 Sutton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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