2233 Sutton Dr, South Elgin, IL 60177 Property Records

Kane County property record for 2233 Sutton Dr, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,065 sqft · built 1999
Lot Size0.235 acres (10,217 sqft)
Owner2 Trust Names on File
Last Sale$601,000 (May 2023)
Tax Bill$13,367 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN09-05-376-011

Property Details

APN / Parcel Number

Primary APN09-05-376-011

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,065 sqft Living Area
Basement Area1,285 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,217 sqft (0.235 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2233 SUTTON DR
CitySOUTH ELGIN
StateIL
Zip60177-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHORNWOOD PHASE IIA - LOT 64
Legal SubdivisionTHORNWOOD
Legal Phase2A
Legal Block5
Legal Lot Number64
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group5
Census Block5002
Census Tract852101

Owner

2233 Sutton Dr is owner-occupied and held in a trust since March 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address2233 SUTTON DR, SOUTH ELGIN, IL 60177-3250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 24, 2022Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on File
Deed SaleMay 16, 2023 · Amount on File
Prior SaleSep 24, 1999 · Amount on File
Deed Document Number202315500
Last Transfer DateMar 14, 2025
Transfer Doc0000013112
Record UpdatedOct 29, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMay 16, 2023
Property Address2233 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000015500
Map ReferenceDOC 98K096198
Instrument DateMay 2, 2023
Instrument2023K015500
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$601.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2233 SUTTON DR, SOUTH ELGIN, IL 60177-3250

Mortgage

Document Number0000015501
DateMay 16, 2023
Instrument2023K015501
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate5.99%

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 24, 2022
Property Address2233 SUTTON DR, SOUTH ELGIN, IL 60177-3250
Document Number0000027601
Map ReferenceDOC 98K096198
Instrument DateMay 13, 2022
Instrument2022K027601
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2233 SUTTON DR, SOUTH ELGIN, IL 60177-3250

Tax Assessment & Valuation

The 2025 property tax bill for 2233 Sutton Dr was $13,367.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySouth Elgin Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,367.00$186,284 (+8.53%) Land $34,354 Building $151,930$559,076 (+8.53%) Land $103,103 Building $455,972
2024$171,643 Land $31,654 Building $139,989$515,135 Land $95,000 Building $420,135
2022$11,680.00 (+4.12%) Homeowner's exemption$139,707 (+4.91%) Land $28,223 Building $111,484$419,121 (+4.91%) Land $84,669 Building $334,452
2021$11,218.00 Homeowner's exemption$133,168 Land $26,902 Building $106,266$399,504 Land $80,706 Building $318,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2233 Sutton Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2233 Sutton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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