Daviess County property record for 2225 Ruby Ct, Owensboro, KY 42303 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,734 sqft · built 2006 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Feb 2006 Mortgage Jul 2010 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073L0003600000 |
| Primary APN | 073L0003600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,734 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2225 RUBY CT |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2225 RUBY CT |
| Legal Subdivision | STERLING PARK |
| Legal Lot Number | 36 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1402 |
Source: Daviess County records · APN 073L0003600000
Assessment roll updated May 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2225 RUBY CT, OWENSBORO, KY 42303-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2006 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO |
| Jul 21, 2010 | Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Feb 01, 2007 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE NETWORK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2225 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001484/496 |
|---|---|
| Date | Feb 03, 2006 |
| Book Page | 1484/496 |
| Instrument | 0002217 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 02, 2007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Jul 21, 2010 |
| Property Address | 2225 RUBY CT, OWENSBORO, KY 42303-5604 |
| Document Number | 000878/479 |
| Book / Page | 0878 / 479 |
| Map Reference | MB34 PG163 |
| Instrument Date | Jul 12, 2010 |
| Instrument | 201001321144 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 ENERALD DR, TX 75405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2225 RULY CT, OWENSBORO, KY 42303-5604 |
| Document Number | 001761/192 |
|---|---|
| Date | Jul 21, 2010 |
| Book Page | 1761/192 |
| Instrument | 2010-01321145 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Feb 01, 2007 |
| Property Address | 2225 RUBY CT, OWENSBORO, KY 42303-5604 |
| Document Number | 000828/052 |
| Book / Page | 0828 / 052 |
| Map Reference | MB34 PG163 |
| Instrument Date | Jan 26, 2007 |
| Instrument | 200700001716 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1918 FAWN DR, OWENSBORO, KY 42303-1847 |
| Name | Verified Name |
|---|---|
| Address | 2225 RUBY CT, OWENSBORO, KY 42303-5604 |
| Document Number | 001555/203 |
|---|---|
| Date | Feb 01, 2007 |
| Book Page | 1555/203 |
| Instrument | 2007-00001717 |
| Name | AMERICAN MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92186 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2037 |
Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,825.00 | $172,600 (-) Land $25,000 Building $147,600 | $172,600 (-) Land $25,000 Building $147,600 |
| 2023 | $172,600 | $172,600 |
Source: FEMA National Flood Hazard Layer, Daviess County (21059C), updated July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 3% of the US · above 3% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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