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2224 Ruby Ct, Owensboro, KY 42303 Property Records

Daviess County property record for 2224 Ruby Ct, Owensboro, KY 42303 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 2012
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2023)
Tax Bill$2,623 (2025)
Deeds & MortgagesNov 2005 Sale & Mortgage
Aug 2005 Sale
Flood ZoneZone X (minimal risk)
APN073L0002800000

Property Details

APN / Parcel Number

Primary APN073L0002800000
Alternative APNs
  • 073-L0-00-028-00-000
  • 2259503

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,712 sqft Living Area

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,795 sqft (0.156 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2224 RUBY CT
CityOWENSBORO
StateKY
Zip42303-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2224 RUBY CT
Legal SubdivisionSTERLING PARK
Legal Lot Number28
JurisdictionDAVIESS KY
Township / Civil DivisionWHITESVILLE-PHILPOT
Census Block Group3
Census Block3006
Census Tract1402

Owner

Source: Daviess County records · APN 073L0002800000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2224 RUBY CT, OWENSBORO, KY 42303-5604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2005Deed, Subdivision Related Transfer
KENTUCKY TRUST BANK
Aug 26, 2005Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Record UpdatedJun 08, 2026

November 2005: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateNov 18, 2005
Property Address2224 RUBY CT, OWENSBORO, KY 42303-5604
Document Number000808/610
Book / Page0808 / 610
Map ReferenceMB34 PG163
Instrument DateNov 14, 2005
Instrument2005-00020559
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1918 FAWN DR, OWENSBORO, KY 42303-1847

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1918 FAWN DR, OWENSBORO, KY 42303-1847
InvestorPossibly a Property Investor

Mortgage

Document Number001468/929
DateNov 18, 2005
Book Page1468/929
Instrument2005-00020560
Lender
NameKENTUCKY TRUST BANK
AddressOWENSBORO, KY 42303
Agreement
AmountAmount Recorded
Term36 Months
DueNov 14, 2008

August 2005: Deed, Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateAug 26, 2005
Property Address2224 RUBY CT, OWENSBORO, KY 42303-5604
Document Number000804/438
Book / Page0804 / 438
Map ReferenceMB34 PG163
Instrument DateAug 25, 2005
Instrument2005-00015124
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
Tax$82.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1918 FAWN DR, OWENSBORO, KY 42303-1847

Transferred To (Grantee/Buyer)

NameVerified Name
Address1918 FAWN DR, OWENSBORO, KY 42303-1847
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,623.00$250,000 (+35.65%) Land $25,000 Building $225,000$250,000 (+35.65%) Land $25,000 Building $225,000
2023$184,300$184,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (21059C), updated July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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