Daviess County property record for 2206 Ruby Ct, Owensboro, KY 42303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,929 sqft · built 2006 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | Mar 2011 Mortgage Apr 2011 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073L0003100000 |
| Primary APN | 073L0003100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,543 sqft (0.265 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2206 RUBY CT |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42303-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2206 RUBY CT |
| Legal Subdivision | STERLING PARK |
| Legal Lot Number | 31 |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | WHITESVILLE-PHILPOT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 1402 |
Source: Daviess County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2011 | Deed of Trust, Mortgage · FHA Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Apr 26, 2011 | Deed of Trust, Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Aug 23, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| May 24, 2006 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Mar 8, 2007 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Aug 2, 2006 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK OF OWENSBORO INC |
| Oct 11, 2005 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001805/843 |
|---|---|
| Date | Mar 28, 2011 |
| Book Page | 1805/843 |
| Instrument | 1360010 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001810/289 |
|---|---|
| Date | Apr 26, 2011 |
| Book Page | 1810/289 |
| Instrument | 1365330 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 64 Months |
| Due | Aug 25, 2016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001525/191 |
|---|---|
| Date | Aug 23, 2006 |
| Book Page | 1525/191 |
| Instrument | 0014687 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001507/017 |
|---|---|
| Date | May 24, 2006 |
| Book Page | 1507/017 |
| Instrument | 0009040 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 23, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001561/080 |
|---|---|
| Date | Mar 8, 2007 |
| Book Page | 1561/080 |
| Instrument | 2007-00003619 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 90 Months |
| Due | Sep 2, 2014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001520/576 |
|---|---|
| Date | Aug 2, 2006 |
| Book Page | 1520/576 |
| Instrument | 0013336 |
| Name | FIRST SECURITY BANK OF OWENSBORO INC |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jul 27, 2007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIESS KY |
| Recording Date | Oct 11, 2005 |
| Property Address | 2206 RUBY CT, OWENSBORO, KY 42303-5604 |
| Document Number | 000806/880 |
| Book / Page | 0806 / 880 |
| Map Reference | MB34 PG163 |
| Instrument Date | Oct 7, 2005 |
| Instrument | 2005-00018136 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1918 FAWN DR, OWENSBORO, KY 42303-1847 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2352 PALLADIO AVE, OWENSBORO, KY 42301-6640 |
| Investor | Possibly a Property Investor |
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,990.00 | $188,600 (-) Land $25,000 Building $163,600 | $188,600 (-) Land $25,000 Building $163,600 |
| 2023 | $188,600 | $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures