2219 Ruby Ct, Owensboro, KY 42303 Property Records

Daviess County property record for 2219 Ruby Ct, Owensboro, KY 42303 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2005
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2021)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Aug 2005 Line of Credit Aug 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073L0003500000`

Property Details

APN / Parcel Number

Primary APN	`073L0003500000`
Alternative APNs	`073-L0-00-035-00-000` `2260191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,579 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,665 sqft (0.153 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2219 RUBY CT
City	OWENSBORO
State	KY
Zip	42303-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2219 RUBY CT
Legal Subdivision	STERLING PARK
Legal Lot Number	35
Jurisdiction	DAVIESS KY
Township / Civil Division	WHITESVILLE-PHILPOT
Census Block Group	3
Census Block	3006
Census Tract	1402

Owner

Source: Daviess County records · APN 073L0003500000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2219 RUBY CT, OWENSBORO, KY 42303-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2005	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Aug 02, 2005	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Aug 09, 2007	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2021 · Amount on Record
Deed Sale	Mar 01, 2021 · Amount on Record
Prior Sale	Mar 01, 2015 · Amount on Record
Record Updated	Jun 08, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2219 RUBY CT, OWENSBORO, KY 42303-5604
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001443/770
Date	Aug 02, 2005
Book Page	1443/770
Instrument	2005-00013280

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 29, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2219 RUBY CT, OWENSBORO, KY 42303-5604
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001443/754
Date	Aug 02, 2005
Book Page	1443/754
Instrument	2005-00013279

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2030

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	2219 RUBY CT, OWENSBORO, KY 42303-5604
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001592/288
Date	Aug 09, 2007
Book Page	1592/288
Instrument	2007-00013422

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2017

Tax Assessment & Valuation

Source: Daviess County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00	$205,000 (-) Land $25,000 Building $180,000	$205,000 (-) Land $25,000 Building $180,000
2023		$205,000	$205,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Daviess County (21059C), updated July 31, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210590014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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