Kenton County property record for 2220 Madison Ave, Covington, KY 41014 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1911 |
| Square Footage | 2,604 sqft Finished Area |
| Lot Size | 5,100 sqft (0.117 acres) |
| Last Sale | $49,500 (2015) |
| Tax Bill | $927.00 (2025) |
Source: Kenton County records · APN 055-14-22-003.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2134 DONALDSON AVE, COVINGTON, KY 41014-1227 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2015 · Amount on Record |
| Deed Sale | Aug 12, 2015 · Amount on Record |
| Prior Sale | May 09, 2007 · Amount on Record |
| Deed Doc Number | 201508 12 059 00097 |
| Deed Book / Page | 5713 / 123 |
| Prior Transfer Date | Feb 13, 2005 |
| Prior Transfer Doc | 0005900197 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2026 |
| Property Address | 2220 MADISON AVE, COVINGTON, KY 41014-1235 |
| Document Number | 0000010846 |
| Book / Page | 436 / 731 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202610846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1064 SHAWNEE CT, VERMILION, OH 44089-3329 |
| Document Number | 0000010846, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 436/731 |
| Instrument | 202610846 |
| Name | CIVISTA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 875 Months |
| Due | Apr 02, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2220 MADISON AVE, COVINGTON, KY 41014-1235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1019 5TH ST, SANDUSKY, OH 44870-4010 |
| Document Number | 0005900124 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 362/810 |
| Instrument | 22042005900124 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Apr 19, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $927.00 (-0.54%) | $70,000 (-) Land $5,000 Building $65,000 | $70,000 (-) Land $5,000 Building $65,000 |
| 2023 | $932.00 | $70,000 Land $5,000 Building $65,000 | $70,000 Land $5,000 Building $65,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 055-14-22-003.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,604 sqft Finished Area |
| Gross Area | 2,758 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Slate Roof |
| Lot Area | 5,100 sqft (0.117 acres) |
| Depth X Width | 150 ft x 34 ft Depth x Width |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2220 MADISON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | WALLACE PT UNNUM LOT 34'X 150' ES MADISON 193.99' S WALLACE |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 34 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 61100 |
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