2217 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2217 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 1880
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Aug 2020)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-23-14-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-23-14-001.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,194 sqft Finished Area
Gross Area	1,269 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2217 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOT 5
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 DRY CREEK RD, NEWPORT, KY 41076-9260
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	20205900209
Deed Book / Page	38 / 613
Last Transfer Date	Feb 24, 2026
Transfer Doc	0000005816
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 24, 2026
Property Address	2217 MADISON AVE, COVINGTON, KY 41014-1234
Document Number	0000005816
Book / Page	404 / 581
Instrument Date	Feb 24, 2026
Instrument	26059000005816
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 DIXIE HWY, FT MITCHELL, KY 41011-2677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 DRY CREEK RD # R, R, COLD SPRING, KY 41076-9260

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2217 MADISON AVE, COVINGTON, KY 41014-1234
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 MADISON AVE, COVINGTON, KY 41014-1234

Mortgage

Document Number	0005900142
Date	Dec 6, 2022
Book Page	426/421
Instrument	22120605900142

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 21, 2020
Property Address	2217 MADISON AVE, COVINGTON, KY 41014-1234
Document Number	0000000209
Book / Page	000038 / 000613
Instrument Date	Aug 17, 2020
Instrument	209
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 MADISON AVE COVINGTON KY 410141234, COVINGTON, KY 41014-1234

Mortgage

Document Number	210
Date	Aug 21, 2020
Book Page	000M86/000569
Instrument	210

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jul 8, 2019
Property Address	2217 MADISON AVE, COVINGTON, KY 41014-1234
Document Number	0000000210
Book / Page	0C6698 / 000279
Instrument Date	May 18, 2019
Instrument	210
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 MADISON AVE COVINGTON KY 410141234, COVINGTON, KY 41014-1234

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,000 (+27.02%) Land $10,000 Building $155,000	$165,000 (+27.02%) Land $10,000 Building $155,000
2025	$1,721.00 (-0.52%)	$129,900 (-) Land $5,000 Building $124,900	$129,900 (-) Land $5,000 Building $124,900
2023	$1,730.00	$129,900 Land $5,000 Building $124,900	$129,900 Land $5,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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