2215 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2215 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,790 sqft · built 1925
Lot Size	0.065 acres (2,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,500 (Jul 2018)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-14-032.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-14-032.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,790 sqft Finished Area
Gross Area	1,904 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	2,850 sqft (0.065 acres)
Lot Dimensions	95 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2215 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOT 4 30'X 95' WS MADISON 377' N STERRETT
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2215 MADISON AVE, COVINGTON, KY 41014-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jan 3, 2023	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	201807 09 059 00191
Deed Book / Page	6449 / 34
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2215 MADISON AVE, COVINGTON, KY 41014-1234
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 MADISON AVE, COVINGTON, KY 41014-1234

Mortgage

Document Number	0005900117
Date	Jan 3, 2023
Book Page	207/469
Instrument	23010305900117

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	307 Months
Due	Aug 1, 2048

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2215 MADISON AVE, COVINGTON, KY 41014-1234
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2215 MADISON AVE, COVINGTON, KY 41014-1234

Mortgage

Document Number	0005900118
Date	Jan 3, 2023
Book Page	431/763
Instrument	23010305900118

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	479 Months
Due	Dec 1, 2062

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 9, 2018
Property Address	2215 MADISON AVE, COVINGTON, KY 41014-1234
Document Number	0000000191
Book / Page	006449 / 000034
Instrument Date	Jul 5, 2018
Instrument	191
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2215 MADISON AVE COVINGTON KY 410141234, COVINGTON, KY 41014-1234

Mortgage

Document Number	192
Date	Jul 9, 2018
Book Page	0C6449/000038
Instrument	192

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Mortgage

Document Number	193,
Date	Jul 9, 2018
Book Page	0C6449/000052
Instrument	193

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 8, 2028

Interest

Rate	12%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,200 (+8.08%) Land $10,000 Building $173,200	$183,200 (+8.08%) Land $10,000 Building $173,200
2025	$2,245.00 (-0.53%)	$169,500 (-) Land $5,000 Building $164,500	$169,500 (-) Land $5,000 Building $164,500
2023	$2,257.00	$169,500 Land $5,000 Building $164,500	$169,500 Land $5,000 Building $164,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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