2224 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2224 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,528 sqft
Lot Size	0.159 acres (6,945 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2021)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-22-001.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-22-001.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,528 sqft Finished Area
Gross Area	3,697 sqft

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,945 sqft (0.159 acres)
Lot Dimensions	150 ft deep x 46.3 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2224 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOTS 27-28 & UNNUM 46.33'X 150' ES MADISON 260.66' S WALLACE
Legal Subdivision	WALLACE ROBERT
Legal Phase	M
Legal Lot Number	27,28
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 4, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 16, 2021	Deed, Transfer · FHA Mortgage CINCINNATI FSLA
Sep 5, 2017	Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jun 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20215900185
Deed Book / Page	77 / 933
Last Transfer Date	Feb 26, 2024
Transfer Doc	0005900020
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004059
Date	Mar 2, 2026
Book Page	392/615
Instrument	26059000004059

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2024
Property Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Document Number	0005900020
Book / Page	KC 272 / 313
Instrument Date	Feb 26, 2024
Instrument	24030405900020
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 CREEKWOOD DR APT 16, 16, LEXINGTON, KY 40502-6513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 MADISON AVE, COVINGTON, KY 41014-1235

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2021
Property Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Document Number	0005900185
Book / Page	77 / 933
Instrument Date	Mar 5, 2021
Instrument	21031605900185
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6683 S 2700 W, 6683, WEST JORDAN, UT 84084-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6683 S 2700 W, WEST JORDAN, UT 84084-2035

Mortgage

Document Number	0005900186
Date	Mar 16, 2021
Instrument	21031605900186

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 5, 2017
Property Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Document Number	0000000189
Book / Page	0C6240 / 000113
Instrument Date	Sep 1, 2017
Instrument	189
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 MADISON AVE COVINGTON KY 410141235, COVINGTON, KY 41014-1235

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jun 28, 2017
Property Address	2224 MADISON AVE, COVINGTON, KY 41014-1235
Document Number	0000000188
Book / Page	0C6190 / 000097
Instrument Date	Jul 13, 2015
Instrument	188
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$47.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (-) Land $10,000 Building $280,000	$290,000 (-) Land $10,000 Building $280,000
2025	$3,842.00 (-0.52%)	$290,000 (-) Land $5,000 Building $285,000	$290,000 (-) Land $5,000 Building $285,000
2023	$3,862.00	$290,000 Land $5,000 Building $285,000	$290,000 Land $5,000 Building $285,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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