222 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 222 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1950
Lot Size	0.288 acres (12,541 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (May 2006)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-300-015`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-300-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,534 sqft
1st Floor Area	1,265 sqft
Basement Area	26 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,541 sqft (0.288 acres)
Lot Dimensions	132 ft deep x 111 ft wide
Terrain	Above Road/Slope
View / Lot	Highway
Garage Type	Detached
Garage Area	360 sqft
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	222 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ALL BUT STR E SI 11389
Legal Subdivision	RIDGEWOOD
Legal Block	300
Legal Lot Number	15
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5011
Census Tract	3700

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 W HARDING RD, SPRINGFIELD, OH 45504-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Transfer on Death Deed, Transfer
May 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 30, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2006 · Amount on Record
Deed Sale	May 15, 2006 · Amount on Record
Prior Sale	Jun 21, 2004 · Amount on Record
Deed Document Number	20069939
Deed Book / Page	1774 / 759
Prior Transfer Date	May 10, 2006
Prior Transfer Doc	0000009941
Record Updated	Oct 29, 2026

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLARK OH
Recording Date	Aug 24, 2022
Property Address	222 W HARDING RD, SPRINGFIELD, OH 45504-1346
Document Number	0000012705
Book / Page	2214 / 2979
Instrument Date	Aug 15, 2022
Instrument	202200012705
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	222 W HARDING RD, SPRINGFIELD, OH 45504-1346
Document Number	0000008418
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 W HARDING RD SPRINGFIELD OH 455041346, SPRINGFIELD, OH 45504-1346

Mortgage

Document Number	0000008418
Date	Jun 15, 2017
Book Page	002118/002674
Instrument	8418

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLARK OH
Property Address	222 W HARDING RD, SPRINGFIELD, OH 45504-1346
Document Number	0000008938
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 W HARDING RD SPRINGFIELD OH 455041346, SPRINGFIELD, OH 45504-1346

Mortgage

Document Number	0000008938
Date	Jun 26, 2017
Book Page	002119/002419
Instrument	8938

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,180.00 (+187.84%) Homeowner's exemption	$70,360 (+32.26%) Land $17,490 Building $52,870	$201,040 (+32.27%) Land $49,980 Building $151,060
2024	$2,147.00 (-18.24%)
2023		$53,200 Land $16,370 Building $36,830
2022	$2,626.00		$151,990 Land $46,770 Building $105,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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