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221 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 221 W Harding Rd, Springfield, OH 45504 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1948
Lot Size0.22 acres (9,579 sqft)
OwnerIndividual Name on File
Last Sale$94,000 (May 2022)
Tax Bill$2,040 (2024)
Deeds & MortgagesDec 2023 Line of Credit
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-07-00036-302-002

Property Details

APN / Parcel Number

Primary APN340-07-00036-302-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,008 sqft
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area9,579 sqft (0.22 acres)
Lot Dimensions143 ft deep x 65 ft wide
View / LotHighway
Garage TypeDetached
Garage Area240 sqft
PorchEnclosed Frame Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 W HARDING RD
CitySPRINGFIELD
StateOH
Zip45504-1345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWOOD E PTS EA 11266 & 11267
Legal SubdivisionRIDGEWOOD
Legal Block302
Legal Lot Number2
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4001
Census Tract3700

Owner

Source: Clark County records · APN 340-07-00036-302-002

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address151 MILL ST, 322, COLUMBUS, OH 43230-1716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
May 04, 2022Warranty Deed, Transfer · Commercial Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2022 · Amount on Record
Deed SaleMay 04, 2022 · Amount on Record
Prior SaleFeb 14, 1995 · Amount on Record
Deed Document Number20226798
Deed Book / Page2209 / 2664
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address221 W HARDING RD, SPRINGFIELD, OH 45504-1345
Transaction TypeMortgage
Record UpdatedJan 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 W HARDING RD, SPRINGFIELD, OH 45504-1345

Mortgage

Document Number0000014790
DateDec 27, 2023
Book Page2231/5079
Instrument202300014790
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 08, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateMay 04, 2022
Property Address221 W HARDING RD, SPRINGFIELD, OH 45504-1345
Document Number0000006798
Book / Page2209 / 2664
Instrument DateApr 22, 2022
Instrument202200006798
Transaction TypeTransfer
Record UpdatedMay 13, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 W HARDING RD, SPRINGFIELD, OH 45504-1345

Mortgage

Document Number0000006799
DateMay 04, 2022
Instrument202200006799
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$50,530 (+25.51%) Land $18,200 Building $32,330$144,390 (+25.51%) Land $52,010 Building $92,380
2024$2,040.00 (+2.67%)
2023$40,260 Land $15,860 Building $24,400
2022$1,987.00$115,040 Land $45,320 Building $69,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clark County (39023C), updated February 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390230037004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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